LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,240
−HK$2,649/mo
▼ 0.25% · 3.875%
HK$43,554
−HK$1,335/mo
Today · 4.125%
HK$44,889
baseline
▲ 0.50% · 4.625%
HK$47,620
+HK$2,731/mo
Deposit HK$9.26M · loan HK$9.26M · min. income ≈ HK$89,778/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$694,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,991
−HK$2,539/mo
▼ 0.25% · 3.875%
HK$48,252
−HK$1,278/mo
Today · 4.125%
HK$49,530
baseline
▲ 0.50% · 4.625%
HK$52,141
+HK$2,611/mo
Deposit HK$9.26M · loan HK$9.26M · min. income ≈ HK$99,060/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$694,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,688
−HK$3,178/mo
▼ 0.25% · 3.875%
HK$52,265
−HK$1,601/mo
Today · 4.125%
HK$53,866
baseline
▲ 0.50% · 4.625%
HK$57,144
+HK$3,278/mo
Deposit HK$7.41M · loan HK$11.11M · min. income ≈ HK$107,732/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$694,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,390
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$57,902
−HK$1,534/mo
Today · 4.125%
HK$59,436
baseline
▲ 0.50% · 4.625%
HK$62,569
+HK$3,133/mo
Deposit HK$7.41M · loan HK$11.11M · min. income ≈ HK$118,872/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$694,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,136
−HK$3,708/mo
▼ 0.25% · 3.875%
HK$60,975
−HK$1,869/mo
Today · 4.125%
HK$62,844
baseline
▲ 0.50% · 4.625%
HK$66,668
+HK$3,824/mo
Deposit HK$5.56M · loan HK$12.97M · min. income ≈ HK$125,688/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$694,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,788
−HK$3,554/mo
▼ 0.25% · 3.875%
HK$67,552
−HK$1,790/mo
Today · 4.125%
HK$69,342
baseline
▲ 0.50% · 4.625%
HK$72,998
+HK$3,656/mo
Deposit HK$5.56M · loan HK$12.97M · min. income ≈ HK$138,684/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$694,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,032
−HK$4,768/mo
▼ 0.25% · 3.875%
HK$78,397
−HK$2,403/mo
Today · 4.125%
HK$80,800
baseline
▲ 0.50% · 4.625%
HK$85,716
+HK$4,916/mo
Deposit HK$1.85M · loan HK$16.67M · min. income ≈ HK$161,600/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$694,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,585
−HK$4,569/mo
▼ 0.25% · 3.875%
HK$86,853
−HK$2,301/mo
Today · 4.125%
HK$89,154
baseline
▲ 0.50% · 4.625%
HK$93,854
+HK$4,700/mo
Deposit HK$1.85M · loan HK$16.67M · min. income ≈ HK$178,308/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$694,658 · Scale 2, in force from 26 Feb 2026)