LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,245
−HK$2,649/mo
▼ 0.25% · 3.875%
HK$43,559
−HK$1,335/mo
Today · 4.125%
HK$44,894
baseline
▲ 0.50% · 4.625%
HK$47,626
+HK$2,732/mo
Deposit HK$9.26M · loan HK$9.26M · min. income ≈ HK$89,788/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$694,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,997
−HK$2,539/mo
▼ 0.25% · 3.875%
HK$48,258
−HK$1,278/mo
Today · 4.125%
HK$49,536
baseline
▲ 0.50% · 4.625%
HK$52,148
+HK$2,612/mo
Deposit HK$9.26M · loan HK$9.26M · min. income ≈ HK$99,072/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$694,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,694
−HK$3,179/mo
▼ 0.25% · 3.875%
HK$52,271
−HK$1,602/mo
Today · 4.125%
HK$53,873
baseline
▲ 0.50% · 4.625%
HK$57,151
+HK$3,278/mo
Deposit HK$7.41M · loan HK$11.12M · min. income ≈ HK$107,746/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$694,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,397
−HK$3,047/mo
▼ 0.25% · 3.875%
HK$57,909
−HK$1,535/mo
Today · 4.125%
HK$59,444
baseline
▲ 0.50% · 4.625%
HK$62,577
+HK$3,133/mo
Deposit HK$7.41M · loan HK$11.12M · min. income ≈ HK$118,888/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$694,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,143
−HK$3,709/mo
▼ 0.25% · 3.875%
HK$60,983
−HK$1,869/mo
Today · 4.125%
HK$62,852
baseline
▲ 0.50% · 4.625%
HK$66,676
+HK$3,824/mo
Deposit HK$5.56M · loan HK$12.97M · min. income ≈ HK$125,704/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$694,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,796
−HK$3,555/mo
▼ 0.25% · 3.875%
HK$67,561
−HK$1,790/mo
Today · 4.125%
HK$69,351
baseline
▲ 0.50% · 4.625%
HK$73,007
+HK$3,656/mo
Deposit HK$5.56M · loan HK$12.97M · min. income ≈ HK$138,702/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$694,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,041
−HK$4,769/mo
▼ 0.25% · 3.875%
HK$78,407
−HK$2,403/mo
Today · 4.125%
HK$80,810
baseline
▲ 0.50% · 4.625%
HK$85,727
+HK$4,917/mo
Deposit HK$1.85M · loan HK$16.67M · min. income ≈ HK$161,620/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$694,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,595
−HK$4,571/mo
▼ 0.25% · 3.875%
HK$86,864
−HK$2,302/mo
Today · 4.125%
HK$89,166
baseline
▲ 0.50% · 4.625%
HK$93,866
+HK$4,700/mo
Deposit HK$1.85M · loan HK$16.67M · min. income ≈ HK$178,332/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$694,744 · Scale 2, in force from 26 Feb 2026)