LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,247
−HK$2,649/mo
▼ 0.25% · 3.875%
HK$43,561
−HK$1,335/mo
Today · 4.125%
HK$44,896
baseline
▲ 0.50% · 4.625%
HK$47,628
+HK$2,732/mo
Deposit HK$9.26M · loan HK$9.26M · min. income ≈ HK$89,792/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$694,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,999
−HK$2,540/mo
▼ 0.25% · 3.875%
HK$48,260
−HK$1,279/mo
Today · 4.125%
HK$49,539
baseline
▲ 0.50% · 4.625%
HK$52,150
+HK$2,611/mo
Deposit HK$9.26M · loan HK$9.26M · min. income ≈ HK$99,078/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$694,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,696
−HK$3,180/mo
▼ 0.25% · 3.875%
HK$52,273
−HK$1,603/mo
Today · 4.125%
HK$53,876
baseline
▲ 0.50% · 4.625%
HK$57,154
+HK$3,278/mo
Deposit HK$7.41M · loan HK$11.12M · min. income ≈ HK$107,752/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$694,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,399
−HK$3,047/mo
▼ 0.25% · 3.875%
HK$57,912
−HK$1,534/mo
Today · 4.125%
HK$59,446
baseline
▲ 0.50% · 4.625%
HK$62,580
+HK$3,134/mo
Deposit HK$7.41M · loan HK$11.12M · min. income ≈ HK$118,892/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$694,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,146
−HK$3,709/mo
▼ 0.25% · 3.875%
HK$60,986
−HK$1,869/mo
Today · 4.125%
HK$62,855
baseline
▲ 0.50% · 4.625%
HK$66,679
+HK$3,824/mo
Deposit HK$5.56M · loan HK$12.97M · min. income ≈ HK$125,710/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$694,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,799
−HK$3,555/mo
▼ 0.25% · 3.875%
HK$67,564
−HK$1,790/mo
Today · 4.125%
HK$69,354
baseline
▲ 0.50% · 4.625%
HK$73,010
+HK$3,656/mo
Deposit HK$5.56M · loan HK$12.97M · min. income ≈ HK$138,708/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$694,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,045
−HK$4,768/mo
▼ 0.25% · 3.875%
HK$78,410
−HK$2,403/mo
Today · 4.125%
HK$80,813
baseline
▲ 0.50% · 4.625%
HK$85,731
+HK$4,918/mo
Deposit HK$1.85M · loan HK$16.67M · min. income ≈ HK$161,626/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$694,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,599
−HK$4,570/mo
▼ 0.25% · 3.875%
HK$86,868
−HK$2,301/mo
Today · 4.125%
HK$89,169
baseline
▲ 0.50% · 4.625%
HK$93,870
+HK$4,701/mo
Deposit HK$1.85M · loan HK$16.67M · min. income ≈ HK$178,338/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$694,774 · Scale 2, in force from 26 Feb 2026)