LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,249
−HK$2,649/mo
▼ 0.25% · 3.875%
HK$43,563
−HK$1,335/mo
Today · 4.125%
HK$44,898
baseline
▲ 0.50% · 4.625%
HK$47,630
+HK$2,732/mo
Deposit HK$9.26M · loan HK$9.26M · min. income ≈ HK$89,796/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$694,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,001
−HK$2,540/mo
▼ 0.25% · 3.875%
HK$48,262
−HK$1,279/mo
Today · 4.125%
HK$49,541
baseline
▲ 0.50% · 4.625%
HK$52,152
+HK$2,611/mo
Deposit HK$9.26M · loan HK$9.26M · min. income ≈ HK$99,082/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$694,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,699
−HK$3,179/mo
▼ 0.25% · 3.875%
HK$52,276
−HK$1,602/mo
Today · 4.125%
HK$53,878
baseline
▲ 0.50% · 4.625%
HK$57,156
+HK$3,278/mo
Deposit HK$7.41M · loan HK$11.12M · min. income ≈ HK$107,756/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$694,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,402
−HK$3,047/mo
▼ 0.25% · 3.875%
HK$57,914
−HK$1,535/mo
Today · 4.125%
HK$59,449
baseline
▲ 0.50% · 4.625%
HK$62,583
+HK$3,134/mo
Deposit HK$7.41M · loan HK$11.12M · min. income ≈ HK$118,898/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$694,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,148
−HK$3,710/mo
▼ 0.25% · 3.875%
HK$60,988
−HK$1,870/mo
Today · 4.125%
HK$62,858
baseline
▲ 0.50% · 4.625%
HK$66,682
+HK$3,824/mo
Deposit HK$5.56M · loan HK$12.97M · min. income ≈ HK$125,716/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$694,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,802
−HK$3,555/mo
▼ 0.25% · 3.875%
HK$67,567
−HK$1,790/mo
Today · 4.125%
HK$69,357
baseline
▲ 0.50% · 4.625%
HK$73,013
+HK$3,656/mo
Deposit HK$5.56M · loan HK$12.97M · min. income ≈ HK$138,714/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$694,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,048
−HK$4,769/mo
▼ 0.25% · 3.875%
HK$78,413
−HK$2,404/mo
Today · 4.125%
HK$80,817
baseline
▲ 0.50% · 4.625%
HK$85,734
+HK$4,917/mo
Deposit HK$1.85M · loan HK$16.68M · min. income ≈ HK$161,634/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$694,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,603
−HK$4,570/mo
▼ 0.25% · 3.875%
HK$86,872
−HK$2,301/mo
Today · 4.125%
HK$89,173
baseline
▲ 0.50% · 4.625%
HK$93,874
+HK$4,701/mo
Deposit HK$1.85M · loan HK$16.68M · min. income ≈ HK$178,346/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$694,805 · Scale 2, in force from 26 Feb 2026)