LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,250
−HK$2,650/mo
▼ 0.25% · 3.875%
HK$43,564
−HK$1,336/mo
Today · 4.125%
HK$44,900
baseline
▲ 0.50% · 4.625%
HK$47,632
+HK$2,732/mo
Deposit HK$9.26M · loan HK$9.26M · min. income ≈ HK$89,800/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$694,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,003
−HK$2,539/mo
▼ 0.25% · 3.875%
HK$48,263
−HK$1,279/mo
Today · 4.125%
HK$49,542
baseline
▲ 0.50% · 4.625%
HK$52,154
+HK$2,612/mo
Deposit HK$9.26M · loan HK$9.26M · min. income ≈ HK$99,084/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$694,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,700
−HK$3,179/mo
▼ 0.25% · 3.875%
HK$52,277
−HK$1,602/mo
Today · 4.125%
HK$53,879
baseline
▲ 0.50% · 4.625%
HK$57,158
+HK$3,279/mo
Deposit HK$7.41M · loan HK$11.12M · min. income ≈ HK$107,758/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$694,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,403
−HK$3,048/mo
▼ 0.25% · 3.875%
HK$57,916
−HK$1,535/mo
Today · 4.125%
HK$59,451
baseline
▲ 0.50% · 4.625%
HK$62,584
+HK$3,133/mo
Deposit HK$7.41M · loan HK$11.12M · min. income ≈ HK$118,902/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$694,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,150
−HK$3,709/mo
▼ 0.25% · 3.875%
HK$60,990
−HK$1,869/mo
Today · 4.125%
HK$62,859
baseline
▲ 0.50% · 4.625%
HK$66,684
+HK$3,825/mo
Deposit HK$5.56M · loan HK$12.97M · min. income ≈ HK$125,718/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$694,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,804
−HK$3,555/mo
▼ 0.25% · 3.875%
HK$67,569
−HK$1,790/mo
Today · 4.125%
HK$69,359
baseline
▲ 0.50% · 4.625%
HK$73,015
+HK$3,656/mo
Deposit HK$5.56M · loan HK$12.97M · min. income ≈ HK$138,718/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$694,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,050
−HK$4,769/mo
▼ 0.25% · 3.875%
HK$78,416
−HK$2,403/mo
Today · 4.125%
HK$80,819
baseline
▲ 0.50% · 4.625%
HK$85,737
+HK$4,918/mo
Deposit HK$1.85M · loan HK$16.68M · min. income ≈ HK$161,638/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$694,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,605
−HK$4,571/mo
▼ 0.25% · 3.875%
HK$86,874
−HK$2,302/mo
Today · 4.125%
HK$89,176
baseline
▲ 0.50% · 4.625%
HK$93,877
+HK$4,701/mo
Deposit HK$1.85M · loan HK$16.68M · min. income ≈ HK$178,352/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$694,825 · Scale 2, in force from 26 Feb 2026)