LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,251
−HK$2,649/mo
▼ 0.25% · 3.875%
HK$43,565
−HK$1,335/mo
Today · 4.125%
HK$44,900
baseline
▲ 0.50% · 4.625%
HK$47,632
+HK$2,732/mo
Deposit HK$9.26M · loan HK$9.26M · min. income ≈ HK$89,800/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$694,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,003
−HK$2,540/mo
▼ 0.25% · 3.875%
HK$48,264
−HK$1,279/mo
Today · 4.125%
HK$49,543
baseline
▲ 0.50% · 4.625%
HK$52,154
+HK$2,611/mo
Deposit HK$9.26M · loan HK$9.26M · min. income ≈ HK$99,086/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$694,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,701
−HK$3,179/mo
▼ 0.25% · 3.875%
HK$52,278
−HK$1,602/mo
Today · 4.125%
HK$53,880
baseline
▲ 0.50% · 4.625%
HK$57,159
+HK$3,279/mo
Deposit HK$7.41M · loan HK$11.12M · min. income ≈ HK$107,760/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$694,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,404
−HK$3,047/mo
▼ 0.25% · 3.875%
HK$57,917
−HK$1,534/mo
Today · 4.125%
HK$59,451
baseline
▲ 0.50% · 4.625%
HK$62,585
+HK$3,134/mo
Deposit HK$7.41M · loan HK$11.12M · min. income ≈ HK$118,902/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$694,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,151
−HK$3,709/mo
▼ 0.25% · 3.875%
HK$60,991
−HK$1,869/mo
Today · 4.125%
HK$62,860
baseline
▲ 0.50% · 4.625%
HK$66,685
+HK$3,825/mo
Deposit HK$5.56M · loan HK$12.97M · min. income ≈ HK$125,720/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$694,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,805
−HK$3,555/mo
▼ 0.25% · 3.875%
HK$67,570
−HK$1,790/mo
Today · 4.125%
HK$69,360
baseline
▲ 0.50% · 4.625%
HK$73,016
+HK$3,656/mo
Deposit HK$5.56M · loan HK$12.97M · min. income ≈ HK$138,720/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$694,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,051
−HK$4,769/mo
▼ 0.25% · 3.875%
HK$78,417
−HK$2,403/mo
Today · 4.125%
HK$80,820
baseline
▲ 0.50% · 4.625%
HK$85,738
+HK$4,918/mo
Deposit HK$1.85M · loan HK$16.68M · min. income ≈ HK$161,640/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$694,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,606
−HK$4,571/mo
▼ 0.25% · 3.875%
HK$86,875
−HK$2,302/mo
Today · 4.125%
HK$89,177
baseline
▲ 0.50% · 4.625%
HK$93,878
+HK$4,701/mo
Deposit HK$1.85M · loan HK$16.68M · min. income ≈ HK$178,354/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$694,834 · Scale 2, in force from 26 Feb 2026)