LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,253
−HK$2,649/mo
▼ 0.25% · 3.875%
HK$43,567
−HK$1,335/mo
Today · 4.125%
HK$44,902
baseline
▲ 0.50% · 4.625%
HK$47,635
+HK$2,733/mo
Deposit HK$9.26M · loan HK$9.26M · min. income ≈ HK$89,804/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$694,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,006
−HK$2,539/mo
▼ 0.25% · 3.875%
HK$48,266
−HK$1,279/mo
Today · 4.125%
HK$49,545
baseline
▲ 0.50% · 4.625%
HK$52,157
+HK$2,612/mo
Deposit HK$9.26M · loan HK$9.26M · min. income ≈ HK$99,090/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$694,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,703
−HK$3,180/mo
▼ 0.25% · 3.875%
HK$52,280
−HK$1,603/mo
Today · 4.125%
HK$53,883
baseline
▲ 0.50% · 4.625%
HK$57,161
+HK$3,278/mo
Deposit HK$7.41M · loan HK$11.12M · min. income ≈ HK$107,766/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$694,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,407
−HK$3,047/mo
▼ 0.25% · 3.875%
HK$57,920
−HK$1,534/mo
Today · 4.125%
HK$59,454
baseline
▲ 0.50% · 4.625%
HK$62,588
+HK$3,134/mo
Deposit HK$7.41M · loan HK$11.12M · min. income ≈ HK$118,908/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$694,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,154
−HK$3,709/mo
▼ 0.25% · 3.875%
HK$60,994
−HK$1,869/mo
Today · 4.125%
HK$62,863
baseline
▲ 0.50% · 4.625%
HK$66,688
+HK$3,825/mo
Deposit HK$5.56M · loan HK$12.97M · min. income ≈ HK$125,726/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$694,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,808
−HK$3,555/mo
▼ 0.25% · 3.875%
HK$67,573
−HK$1,790/mo
Today · 4.125%
HK$69,363
baseline
▲ 0.50% · 4.625%
HK$73,020
+HK$3,657/mo
Deposit HK$5.56M · loan HK$12.97M · min. income ≈ HK$138,726/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$694,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,055
−HK$4,769/mo
▼ 0.25% · 3.875%
HK$78,421
−HK$2,403/mo
Today · 4.125%
HK$80,824
baseline
▲ 0.50% · 4.625%
HK$85,742
+HK$4,918/mo
Deposit HK$1.85M · loan HK$16.68M · min. income ≈ HK$161,648/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$694,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,610
−HK$4,572/mo
▼ 0.25% · 3.875%
HK$86,880
−HK$2,302/mo
Today · 4.125%
HK$89,182
baseline
▲ 0.50% · 4.625%
HK$93,882
+HK$4,700/mo
Deposit HK$1.85M · loan HK$16.68M · min. income ≈ HK$178,364/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$694,868 · Scale 2, in force from 26 Feb 2026)