LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,254
−HK$2,649/mo
▼ 0.25% · 3.875%
HK$43,568
−HK$1,335/mo
Today · 4.125%
HK$44,903
baseline
▲ 0.50% · 4.625%
HK$47,636
+HK$2,733/mo
Deposit HK$9.27M · loan HK$9.27M · min. income ≈ HK$89,806/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$694,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,007
−HK$2,539/mo
▼ 0.25% · 3.875%
HK$48,268
−HK$1,278/mo
Today · 4.125%
HK$49,546
baseline
▲ 0.50% · 4.625%
HK$52,158
+HK$2,612/mo
Deposit HK$9.27M · loan HK$9.27M · min. income ≈ HK$99,092/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$694,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,704
−HK$3,180/mo
▼ 0.25% · 3.875%
HK$52,282
−HK$1,602/mo
Today · 4.125%
HK$53,884
baseline
▲ 0.50% · 4.625%
HK$57,163
+HK$3,279/mo
Deposit HK$7.41M · loan HK$11.12M · min. income ≈ HK$107,768/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$694,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,408
−HK$3,048/mo
▼ 0.25% · 3.875%
HK$57,921
−HK$1,535/mo
Today · 4.125%
HK$59,456
baseline
▲ 0.50% · 4.625%
HK$62,590
+HK$3,134/mo
Deposit HK$7.41M · loan HK$11.12M · min. income ≈ HK$118,912/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$694,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,155
−HK$3,710/mo
▼ 0.25% · 3.875%
HK$60,995
−HK$1,870/mo
Today · 4.125%
HK$62,865
baseline
▲ 0.50% · 4.625%
HK$66,690
+HK$3,825/mo
Deposit HK$5.56M · loan HK$12.97M · min. income ≈ HK$125,730/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$694,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,810
−HK$3,555/mo
▼ 0.25% · 3.875%
HK$67,575
−HK$1,790/mo
Today · 4.125%
HK$69,365
baseline
▲ 0.50% · 4.625%
HK$73,021
+HK$3,656/mo
Deposit HK$5.56M · loan HK$12.97M · min. income ≈ HK$138,730/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$694,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,057
−HK$4,769/mo
▼ 0.25% · 3.875%
HK$78,423
−HK$2,403/mo
Today · 4.125%
HK$80,826
baseline
▲ 0.50% · 4.625%
HK$85,744
+HK$4,918/mo
Deposit HK$1.85M · loan HK$16.68M · min. income ≈ HK$161,652/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$694,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,612
−HK$4,572/mo
▼ 0.25% · 3.875%
HK$86,882
−HK$2,302/mo
Today · 4.125%
HK$89,184
baseline
▲ 0.50% · 4.625%
HK$93,885
+HK$4,701/mo
Deposit HK$1.85M · loan HK$16.68M · min. income ≈ HK$178,368/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$694,885 · Scale 2, in force from 26 Feb 2026)