LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,255
−HK$2,650/mo
▼ 0.25% · 3.875%
HK$43,569
−HK$1,336/mo
Today · 4.125%
HK$44,905
baseline
▲ 0.50% · 4.625%
HK$47,637
+HK$2,732/mo
Deposit HK$9.27M · loan HK$9.27M · min. income ≈ HK$89,810/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$694,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,008
−HK$2,540/mo
▼ 0.25% · 3.875%
HK$48,269
−HK$1,279/mo
Today · 4.125%
HK$49,548
baseline
▲ 0.50% · 4.625%
HK$52,160
+HK$2,612/mo
Deposit HK$9.27M · loan HK$9.27M · min. income ≈ HK$99,096/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$694,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,706
−HK$3,180/mo
▼ 0.25% · 3.875%
HK$52,283
−HK$1,603/mo
Today · 4.125%
HK$53,886
baseline
▲ 0.50% · 4.625%
HK$57,164
+HK$3,278/mo
Deposit HK$7.41M · loan HK$11.12M · min. income ≈ HK$107,772/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$694,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,410
−HK$3,047/mo
▼ 0.25% · 3.875%
HK$57,923
−HK$1,534/mo
Today · 4.125%
HK$59,457
baseline
▲ 0.50% · 4.625%
HK$62,592
+HK$3,135/mo
Deposit HK$7.41M · loan HK$11.12M · min. income ≈ HK$118,914/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$694,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,157
−HK$3,710/mo
▼ 0.25% · 3.875%
HK$60,997
−HK$1,870/mo
Today · 4.125%
HK$62,867
baseline
▲ 0.50% · 4.625%
HK$66,692
+HK$3,825/mo
Deposit HK$5.56M · loan HK$12.97M · min. income ≈ HK$125,734/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$694,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,811
−HK$3,556/mo
▼ 0.25% · 3.875%
HK$67,576
−HK$1,791/mo
Today · 4.125%
HK$69,367
baseline
▲ 0.50% · 4.625%
HK$73,023
+HK$3,656/mo
Deposit HK$5.56M · loan HK$12.97M · min. income ≈ HK$138,734/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$694,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,059
−HK$4,769/mo
▼ 0.25% · 3.875%
HK$78,425
−HK$2,403/mo
Today · 4.125%
HK$80,828
baseline
▲ 0.50% · 4.625%
HK$85,747
+HK$4,919/mo
Deposit HK$1.85M · loan HK$16.68M · min. income ≈ HK$161,656/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$694,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,615
−HK$4,571/mo
▼ 0.25% · 3.875%
HK$86,884
−HK$2,302/mo
Today · 4.125%
HK$89,186
baseline
▲ 0.50% · 4.625%
HK$93,887
+HK$4,701/mo
Deposit HK$1.85M · loan HK$16.68M · min. income ≈ HK$178,372/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$694,905 · Scale 2, in force from 26 Feb 2026)