LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,258
−HK$2,650/mo
▼ 0.25% · 3.875%
HK$43,572
−HK$1,336/mo
Today · 4.125%
HK$44,908
baseline
▲ 0.50% · 4.625%
HK$47,640
+HK$2,732/mo
Deposit HK$9.27M · loan HK$9.27M · min. income ≈ HK$89,816/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$694,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,011
−HK$2,540/mo
▼ 0.25% · 3.875%
HK$48,272
−HK$1,279/mo
Today · 4.125%
HK$49,551
baseline
▲ 0.50% · 4.625%
HK$52,163
+HK$2,612/mo
Deposit HK$9.27M · loan HK$9.27M · min. income ≈ HK$99,102/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$694,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,709
−HK$3,180/mo
▼ 0.25% · 3.875%
HK$52,287
−HK$1,602/mo
Today · 4.125%
HK$53,889
baseline
▲ 0.50% · 4.625%
HK$57,168
+HK$3,279/mo
Deposit HK$7.41M · loan HK$11.12M · min. income ≈ HK$107,778/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$694,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,414
−HK$3,048/mo
▼ 0.25% · 3.875%
HK$57,927
−HK$1,535/mo
Today · 4.125%
HK$59,462
baseline
▲ 0.50% · 4.625%
HK$62,596
+HK$3,134/mo
Deposit HK$7.41M · loan HK$11.12M · min. income ≈ HK$118,924/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$694,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,161
−HK$3,710/mo
▼ 0.25% · 3.875%
HK$61,001
−HK$1,870/mo
Today · 4.125%
HK$62,871
baseline
▲ 0.50% · 4.625%
HK$66,696
+HK$3,825/mo
Deposit HK$5.56M · loan HK$12.97M · min. income ≈ HK$125,742/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$694,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,816
−HK$3,556/mo
▼ 0.25% · 3.875%
HK$67,581
−HK$1,791/mo
Today · 4.125%
HK$69,372
baseline
▲ 0.50% · 4.625%
HK$73,029
+HK$3,657/mo
Deposit HK$5.56M · loan HK$12.97M · min. income ≈ HK$138,744/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$694,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,064
−HK$4,770/mo
▼ 0.25% · 3.875%
HK$78,430
−HK$2,404/mo
Today · 4.125%
HK$80,834
baseline
▲ 0.50% · 4.625%
HK$85,753
+HK$4,919/mo
Deposit HK$1.85M · loan HK$16.68M · min. income ≈ HK$161,668/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$694,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,621
−HK$4,571/mo
▼ 0.25% · 3.875%
HK$86,890
−HK$2,302/mo
Today · 4.125%
HK$89,192
baseline
▲ 0.50% · 4.625%
HK$93,894
+HK$4,702/mo
Deposit HK$1.85M · loan HK$16.68M · min. income ≈ HK$178,384/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$694,953 · Scale 2, in force from 26 Feb 2026)