LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,260
−HK$2,650/mo
▼ 0.25% · 3.875%
HK$43,575
−HK$1,335/mo
Today · 4.125%
HK$44,910
baseline
▲ 0.50% · 4.625%
HK$47,643
+HK$2,733/mo
Deposit HK$9.27M · loan HK$9.27M · min. income ≈ HK$89,820/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$694,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,014
−HK$2,540/mo
▼ 0.25% · 3.875%
HK$48,275
−HK$1,279/mo
Today · 4.125%
HK$49,554
baseline
▲ 0.50% · 4.625%
HK$52,166
+HK$2,612/mo
Deposit HK$9.27M · loan HK$9.27M · min. income ≈ HK$99,108/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$694,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,712
−HK$3,180/mo
▼ 0.25% · 3.875%
HK$52,289
−HK$1,603/mo
Today · 4.125%
HK$53,892
baseline
▲ 0.50% · 4.625%
HK$57,171
+HK$3,279/mo
Deposit HK$7.41M · loan HK$11.12M · min. income ≈ HK$107,784/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$694,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,417
−HK$3,048/mo
▼ 0.25% · 3.875%
HK$57,930
−HK$1,535/mo
Today · 4.125%
HK$59,465
baseline
▲ 0.50% · 4.625%
HK$62,599
+HK$3,134/mo
Deposit HK$7.41M · loan HK$11.12M · min. income ≈ HK$118,930/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$694,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,164
−HK$3,710/mo
▼ 0.25% · 3.875%
HK$61,004
−HK$1,870/mo
Today · 4.125%
HK$62,874
baseline
▲ 0.50% · 4.625%
HK$66,700
+HK$3,826/mo
Deposit HK$5.56M · loan HK$12.97M · min. income ≈ HK$125,748/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$694,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,819
−HK$3,556/mo
▼ 0.25% · 3.875%
HK$67,585
−HK$1,790/mo
Today · 4.125%
HK$69,375
baseline
▲ 0.50% · 4.625%
HK$73,032
+HK$3,657/mo
Deposit HK$5.56M · loan HK$12.97M · min. income ≈ HK$138,750/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$694,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,068
−HK$4,770/mo
▼ 0.25% · 3.875%
HK$78,434
−HK$2,404/mo
Today · 4.125%
HK$80,838
baseline
▲ 0.50% · 4.625%
HK$85,757
+HK$4,919/mo
Deposit HK$1.85M · loan HK$16.68M · min. income ≈ HK$161,676/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$694,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,625
−HK$4,572/mo
▼ 0.25% · 3.875%
HK$86,894
−HK$2,303/mo
Today · 4.125%
HK$89,197
baseline
▲ 0.50% · 4.625%
HK$93,899
+HK$4,702/mo
Deposit HK$1.85M · loan HK$16.68M · min. income ≈ HK$178,394/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$694,988 · Scale 2, in force from 26 Feb 2026)