LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,262
−HK$2,651/mo
▼ 0.25% · 3.875%
HK$43,577
−HK$1,336/mo
Today · 4.125%
HK$44,913
baseline
▲ 0.50% · 4.625%
HK$47,645
+HK$2,732/mo
Deposit HK$9.27M · loan HK$9.27M · min. income ≈ HK$89,826/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$695,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,016
−HK$2,541/mo
▼ 0.25% · 3.875%
HK$48,277
−HK$1,280/mo
Today · 4.125%
HK$49,557
baseline
▲ 0.50% · 4.625%
HK$52,169
+HK$2,612/mo
Deposit HK$9.27M · loan HK$9.27M · min. income ≈ HK$99,114/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$695,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,715
−HK$3,180/mo
▼ 0.25% · 3.875%
HK$52,292
−HK$1,603/mo
Today · 4.125%
HK$53,895
baseline
▲ 0.50% · 4.625%
HK$57,175
+HK$3,280/mo
Deposit HK$7.41M · loan HK$11.12M · min. income ≈ HK$107,790/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$695,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,420
−HK$3,048/mo
▼ 0.25% · 3.875%
HK$57,933
−HK$1,535/mo
Today · 4.125%
HK$59,468
baseline
▲ 0.50% · 4.625%
HK$62,603
+HK$3,135/mo
Deposit HK$7.41M · loan HK$11.12M · min. income ≈ HK$118,936/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$695,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,167
−HK$3,711/mo
▼ 0.25% · 3.875%
HK$61,008
−HK$1,870/mo
Today · 4.125%
HK$62,878
baseline
▲ 0.50% · 4.625%
HK$66,704
+HK$3,826/mo
Deposit HK$5.56M · loan HK$12.97M · min. income ≈ HK$125,756/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,823
−HK$3,556/mo
▼ 0.25% · 3.875%
HK$67,588
−HK$1,791/mo
Today · 4.125%
HK$69,379
baseline
▲ 0.50% · 4.625%
HK$73,036
+HK$3,657/mo
Deposit HK$5.56M · loan HK$12.97M · min. income ≈ HK$138,758/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,072
−HK$4,771/mo
▼ 0.25% · 3.875%
HK$78,439
−HK$2,404/mo
Today · 4.125%
HK$80,843
baseline
▲ 0.50% · 4.625%
HK$85,762
+HK$4,919/mo
Deposit HK$1.85M · loan HK$16.68M · min. income ≈ HK$161,686/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,630
−HK$4,572/mo
▼ 0.25% · 3.875%
HK$86,899
−HK$2,303/mo
Today · 4.125%
HK$89,202
baseline
▲ 0.50% · 4.625%
HK$93,904
+HK$4,702/mo
Deposit HK$1.85M · loan HK$16.68M · min. income ≈ HK$178,404/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,027 · Scale 2, in force from 26 Feb 2026)