LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,264
−HK$2,650/mo
▼ 0.25% · 3.875%
HK$43,578
−HK$1,336/mo
Today · 4.125%
HK$44,914
baseline
▲ 0.50% · 4.625%
HK$47,647
+HK$2,733/mo
Deposit HK$9.27M · loan HK$9.27M · min. income ≈ HK$89,828/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$695,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,018
−HK$2,540/mo
▼ 0.25% · 3.875%
HK$48,279
−HK$1,279/mo
Today · 4.125%
HK$49,558
baseline
▲ 0.50% · 4.625%
HK$52,170
+HK$2,612/mo
Deposit HK$9.27M · loan HK$9.27M · min. income ≈ HK$99,116/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$695,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,716
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$52,294
−HK$1,603/mo
Today · 4.125%
HK$53,897
baseline
▲ 0.50% · 4.625%
HK$57,176
+HK$3,279/mo
Deposit HK$7.41M · loan HK$11.12M · min. income ≈ HK$107,794/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$695,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,421
−HK$3,049/mo
▼ 0.25% · 3.875%
HK$57,935
−HK$1,535/mo
Today · 4.125%
HK$59,470
baseline
▲ 0.50% · 4.625%
HK$62,604
+HK$3,134/mo
Deposit HK$7.41M · loan HK$11.12M · min. income ≈ HK$118,940/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$695,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,169
−HK$3,711/mo
▼ 0.25% · 3.875%
HK$61,010
−HK$1,870/mo
Today · 4.125%
HK$62,880
baseline
▲ 0.50% · 4.625%
HK$66,706
+HK$3,826/mo
Deposit HK$5.56M · loan HK$12.97M · min. income ≈ HK$125,760/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,825
−HK$3,556/mo
▼ 0.25% · 3.875%
HK$67,590
−HK$1,791/mo
Today · 4.125%
HK$69,381
baseline
▲ 0.50% · 4.625%
HK$73,039
+HK$3,658/mo
Deposit HK$5.56M · loan HK$12.97M · min. income ≈ HK$138,762/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,075
−HK$4,770/mo
▼ 0.25% · 3.875%
HK$78,441
−HK$2,404/mo
Today · 4.125%
HK$80,845
baseline
▲ 0.50% · 4.625%
HK$85,764
+HK$4,919/mo
Deposit HK$1.85M · loan HK$16.68M · min. income ≈ HK$161,690/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,632
−HK$4,573/mo
▼ 0.25% · 3.875%
HK$86,902
−HK$2,303/mo
Today · 4.125%
HK$89,205
baseline
▲ 0.50% · 4.625%
HK$93,907
+HK$4,702/mo
Deposit HK$1.85M · loan HK$16.68M · min. income ≈ HK$178,410/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,048 · Scale 2, in force from 26 Feb 2026)