LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,265
−HK$2,650/mo
▼ 0.25% · 3.875%
HK$43,580
−HK$1,335/mo
Today · 4.125%
HK$44,915
baseline
▲ 0.50% · 4.625%
HK$47,648
+HK$2,733/mo
Deposit HK$9.27M · loan HK$9.27M · min. income ≈ HK$89,830/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$695,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,019
−HK$2,541/mo
▼ 0.25% · 3.875%
HK$48,281
−HK$1,279/mo
Today · 4.125%
HK$49,560
baseline
▲ 0.50% · 4.625%
HK$52,172
+HK$2,612/mo
Deposit HK$9.27M · loan HK$9.27M · min. income ≈ HK$99,120/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$695,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,718
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$52,296
−HK$1,603/mo
Today · 4.125%
HK$53,899
baseline
▲ 0.50% · 4.625%
HK$57,178
+HK$3,279/mo
Deposit HK$7.41M · loan HK$11.12M · min. income ≈ HK$107,798/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$695,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,423
−HK$3,049/mo
▼ 0.25% · 3.875%
HK$57,937
−HK$1,535/mo
Today · 4.125%
HK$59,472
baseline
▲ 0.50% · 4.625%
HK$62,607
+HK$3,135/mo
Deposit HK$7.41M · loan HK$11.12M · min. income ≈ HK$118,944/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$695,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,171
−HK$3,711/mo
▼ 0.25% · 3.875%
HK$61,012
−HK$1,870/mo
Today · 4.125%
HK$62,882
baseline
▲ 0.50% · 4.625%
HK$66,708
+HK$3,826/mo
Deposit HK$5.56M · loan HK$12.97M · min. income ≈ HK$125,764/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,827
−HK$3,557/mo
▼ 0.25% · 3.875%
HK$67,593
−HK$1,791/mo
Today · 4.125%
HK$69,384
baseline
▲ 0.50% · 4.625%
HK$73,041
+HK$3,657/mo
Deposit HK$5.56M · loan HK$12.97M · min. income ≈ HK$138,768/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,077
−HK$4,771/mo
▼ 0.25% · 3.875%
HK$78,444
−HK$2,404/mo
Today · 4.125%
HK$80,848
baseline
▲ 0.50% · 4.625%
HK$85,767
+HK$4,919/mo
Deposit HK$1.85M · loan HK$16.68M · min. income ≈ HK$161,696/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,635
−HK$4,573/mo
▼ 0.25% · 3.875%
HK$86,905
−HK$2,303/mo
Today · 4.125%
HK$89,208
baseline
▲ 0.50% · 4.625%
HK$93,910
+HK$4,702/mo
Deposit HK$1.85M · loan HK$16.68M · min. income ≈ HK$178,416/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,072 · Scale 2, in force from 26 Feb 2026)