LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,269
−HK$2,651/mo
▼ 0.25% · 3.875%
HK$43,584
−HK$1,336/mo
Today · 4.125%
HK$44,920
baseline
▲ 0.50% · 4.625%
HK$47,653
+HK$2,733/mo
Deposit HK$9.27M · loan HK$9.27M · min. income ≈ HK$89,840/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$695,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,024
−HK$2,541/mo
▼ 0.25% · 3.875%
HK$48,285
−HK$1,280/mo
Today · 4.125%
HK$49,565
baseline
▲ 0.50% · 4.625%
HK$52,177
+HK$2,612/mo
Deposit HK$9.27M · loan HK$9.27M · min. income ≈ HK$99,130/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$695,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,723
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$52,301
−HK$1,603/mo
Today · 4.125%
HK$53,904
baseline
▲ 0.50% · 4.625%
HK$57,184
+HK$3,280/mo
Deposit HK$7.41M · loan HK$11.12M · min. income ≈ HK$107,808/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$695,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,429
−HK$3,048/mo
▼ 0.25% · 3.875%
HK$57,942
−HK$1,535/mo
Today · 4.125%
HK$59,477
baseline
▲ 0.50% · 4.625%
HK$62,613
+HK$3,136/mo
Deposit HK$7.41M · loan HK$11.12M · min. income ≈ HK$118,954/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$695,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,177
−HK$3,711/mo
▼ 0.25% · 3.875%
HK$61,017
−HK$1,871/mo
Today · 4.125%
HK$62,888
baseline
▲ 0.50% · 4.625%
HK$66,714
+HK$3,826/mo
Deposit HK$5.56M · loan HK$12.98M · min. income ≈ HK$125,776/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,834
−HK$3,556/mo
▼ 0.25% · 3.875%
HK$67,599
−HK$1,791/mo
Today · 4.125%
HK$69,390
baseline
▲ 0.50% · 4.625%
HK$73,048
+HK$3,658/mo
Deposit HK$5.56M · loan HK$12.98M · min. income ≈ HK$138,780/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,084
−HK$4,772/mo
▼ 0.25% · 3.875%
HK$78,451
−HK$2,405/mo
Today · 4.125%
HK$80,856
baseline
▲ 0.50% · 4.625%
HK$85,775
+HK$4,919/mo
Deposit HK$1.85M · loan HK$16.68M · min. income ≈ HK$161,712/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,643
−HK$4,573/mo
▼ 0.25% · 3.875%
HK$86,913
−HK$2,303/mo
Today · 4.125%
HK$89,216
baseline
▲ 0.50% · 4.625%
HK$93,919
+HK$4,703/mo
Deposit HK$1.85M · loan HK$16.68M · min. income ≈ HK$178,432/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,138 · Scale 2, in force from 26 Feb 2026)