LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,270
−HK$2,650/mo
▼ 0.25% · 3.875%
HK$43,584
−HK$1,336/mo
Today · 4.125%
HK$44,920
baseline
▲ 0.50% · 4.625%
HK$47,654
+HK$2,734/mo
Deposit HK$9.27M · loan HK$9.27M · min. income ≈ HK$89,840/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$695,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,025
−HK$2,540/mo
▼ 0.25% · 3.875%
HK$48,286
−HK$1,279/mo
Today · 4.125%
HK$49,565
baseline
▲ 0.50% · 4.625%
HK$52,178
+HK$2,613/mo
Deposit HK$9.27M · loan HK$9.27M · min. income ≈ HK$99,130/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$695,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,724
−HK$3,180/mo
▼ 0.25% · 3.875%
HK$52,301
−HK$1,603/mo
Today · 4.125%
HK$53,904
baseline
▲ 0.50% · 4.625%
HK$57,184
+HK$3,280/mo
Deposit HK$7.41M · loan HK$11.12M · min. income ≈ HK$107,808/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$695,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,429
−HK$3,049/mo
▼ 0.25% · 3.875%
HK$57,943
−HK$1,535/mo
Today · 4.125%
HK$59,478
baseline
▲ 0.50% · 4.625%
HK$62,613
+HK$3,135/mo
Deposit HK$7.41M · loan HK$11.12M · min. income ≈ HK$118,956/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$695,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,178
−HK$3,710/mo
▼ 0.25% · 3.875%
HK$61,018
−HK$1,870/mo
Today · 4.125%
HK$62,888
baseline
▲ 0.50% · 4.625%
HK$66,715
+HK$3,827/mo
Deposit HK$5.56M · loan HK$12.98M · min. income ≈ HK$125,776/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,834
−HK$3,557/mo
▼ 0.25% · 3.875%
HK$67,600
−HK$1,791/mo
Today · 4.125%
HK$69,391
baseline
▲ 0.50% · 4.625%
HK$73,049
+HK$3,658/mo
Deposit HK$5.56M · loan HK$12.98M · min. income ≈ HK$138,782/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,085
−HK$4,772/mo
▼ 0.25% · 3.875%
HK$78,452
−HK$2,405/mo
Today · 4.125%
HK$80,857
baseline
▲ 0.50% · 4.625%
HK$85,777
+HK$4,920/mo
Deposit HK$1.85M · loan HK$16.68M · min. income ≈ HK$161,714/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,644
−HK$4,573/mo
▼ 0.25% · 3.875%
HK$86,914
−HK$2,303/mo
Today · 4.125%
HK$89,217
baseline
▲ 0.50% · 4.625%
HK$93,920
+HK$4,703/mo
Deposit HK$1.85M · loan HK$16.68M · min. income ≈ HK$178,434/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,147 · Scale 2, in force from 26 Feb 2026)