LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,270
−HK$2,651/mo
▼ 0.25% · 3.875%
HK$43,585
−HK$1,336/mo
Today · 4.125%
HK$44,921
baseline
▲ 0.50% · 4.625%
HK$47,655
+HK$2,734/mo
Deposit HK$9.27M · loan HK$9.27M · min. income ≈ HK$89,842/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$695,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,025
−HK$2,541/mo
▼ 0.25% · 3.875%
HK$48,287
−HK$1,279/mo
Today · 4.125%
HK$49,566
baseline
▲ 0.50% · 4.625%
HK$52,179
+HK$2,613/mo
Deposit HK$9.27M · loan HK$9.27M · min. income ≈ HK$99,132/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$695,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,725
−HK$3,180/mo
▼ 0.25% · 3.875%
HK$52,302
−HK$1,603/mo
Today · 4.125%
HK$53,905
baseline
▲ 0.50% · 4.625%
HK$57,185
+HK$3,280/mo
Deposit HK$7.42M · loan HK$11.12M · min. income ≈ HK$107,810/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$695,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,431
−HK$3,048/mo
▼ 0.25% · 3.875%
HK$57,944
−HK$1,535/mo
Today · 4.125%
HK$59,479
baseline
▲ 0.50% · 4.625%
HK$62,615
+HK$3,136/mo
Deposit HK$7.42M · loan HK$11.12M · min. income ≈ HK$118,958/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$695,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,179
−HK$3,711/mo
▼ 0.25% · 3.875%
HK$61,019
−HK$1,871/mo
Today · 4.125%
HK$62,890
baseline
▲ 0.50% · 4.625%
HK$66,716
+HK$3,826/mo
Deposit HK$5.56M · loan HK$12.98M · min. income ≈ HK$125,780/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,836
−HK$3,557/mo
▼ 0.25% · 3.875%
HK$67,601
−HK$1,792/mo
Today · 4.125%
HK$69,393
baseline
▲ 0.50% · 4.625%
HK$73,050
+HK$3,657/mo
Deposit HK$5.56M · loan HK$12.98M · min. income ≈ HK$138,786/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,087
−HK$4,771/mo
▼ 0.25% · 3.875%
HK$78,454
−HK$2,404/mo
Today · 4.125%
HK$80,858
baseline
▲ 0.50% · 4.625%
HK$85,778
+HK$4,920/mo
Deposit HK$1.85M · loan HK$16.68M · min. income ≈ HK$161,716/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,646
−HK$4,573/mo
▼ 0.25% · 3.875%
HK$86,916
−HK$2,303/mo
Today · 4.125%
HK$89,219
baseline
▲ 0.50% · 4.625%
HK$93,922
+HK$4,703/mo
Deposit HK$1.85M · loan HK$16.68M · min. income ≈ HK$178,438/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,160 · Scale 2, in force from 26 Feb 2026)