LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,271
−HK$2,651/mo
▼ 0.25% · 3.875%
HK$43,586
−HK$1,336/mo
Today · 4.125%
HK$44,922
baseline
▲ 0.50% · 4.625%
HK$47,655
+HK$2,733/mo
Deposit HK$9.27M · loan HK$9.27M · min. income ≈ HK$89,844/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$695,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,026
−HK$2,541/mo
▼ 0.25% · 3.875%
HK$48,287
−HK$1,280/mo
Today · 4.125%
HK$49,567
baseline
▲ 0.50% · 4.625%
HK$52,180
+HK$2,613/mo
Deposit HK$9.27M · loan HK$9.27M · min. income ≈ HK$99,134/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$695,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,725
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$52,303
−HK$1,603/mo
Today · 4.125%
HK$53,906
baseline
▲ 0.50% · 4.625%
HK$57,186
+HK$3,280/mo
Deposit HK$7.42M · loan HK$11.12M · min. income ≈ HK$107,812/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$695,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,431
−HK$3,049/mo
▼ 0.25% · 3.875%
HK$57,945
−HK$1,535/mo
Today · 4.125%
HK$59,480
baseline
▲ 0.50% · 4.625%
HK$62,615
+HK$3,135/mo
Deposit HK$7.42M · loan HK$11.12M · min. income ≈ HK$118,960/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$695,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,180
−HK$3,711/mo
▼ 0.25% · 3.875%
HK$61,020
−HK$1,871/mo
Today · 4.125%
HK$62,891
baseline
▲ 0.50% · 4.625%
HK$66,717
+HK$3,826/mo
Deposit HK$5.56M · loan HK$12.98M · min. income ≈ HK$125,782/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,837
−HK$3,557/mo
▼ 0.25% · 3.875%
HK$67,602
−HK$1,792/mo
Today · 4.125%
HK$69,394
baseline
▲ 0.50% · 4.625%
HK$73,051
+HK$3,657/mo
Deposit HK$5.56M · loan HK$12.98M · min. income ≈ HK$138,788/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,088
−HK$4,771/mo
▼ 0.25% · 3.875%
HK$78,455
−HK$2,404/mo
Today · 4.125%
HK$80,859
baseline
▲ 0.50% · 4.625%
HK$85,779
+HK$4,920/mo
Deposit HK$1.85M · loan HK$16.68M · min. income ≈ HK$161,718/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,647
−HK$4,573/mo
▼ 0.25% · 3.875%
HK$86,917
−HK$2,303/mo
Today · 4.125%
HK$89,220
baseline
▲ 0.50% · 4.625%
HK$93,923
+HK$4,703/mo
Deposit HK$1.85M · loan HK$16.68M · min. income ≈ HK$178,440/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,171 · Scale 2, in force from 26 Feb 2026)