LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,271
−HK$2,651/mo
▼ 0.25% · 3.875%
HK$43,586
−HK$1,336/mo
Today · 4.125%
HK$44,922
baseline
▲ 0.50% · 4.625%
HK$47,656
+HK$2,734/mo
Deposit HK$9.27M · loan HK$9.27M · min. income ≈ HK$89,844/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$695,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,027
−HK$2,540/mo
▼ 0.25% · 3.875%
HK$48,288
−HK$1,279/mo
Today · 4.125%
HK$49,567
baseline
▲ 0.50% · 4.625%
HK$52,180
+HK$2,613/mo
Deposit HK$9.27M · loan HK$9.27M · min. income ≈ HK$99,134/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$695,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,726
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$52,304
−HK$1,603/mo
Today · 4.125%
HK$53,907
baseline
▲ 0.50% · 4.625%
HK$57,187
+HK$3,280/mo
Deposit HK$7.42M · loan HK$11.12M · min. income ≈ HK$107,814/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$695,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,432
−HK$3,049/mo
▼ 0.25% · 3.875%
HK$57,945
−HK$1,536/mo
Today · 4.125%
HK$59,481
baseline
▲ 0.50% · 4.625%
HK$62,616
+HK$3,135/mo
Deposit HK$7.42M · loan HK$11.12M · min. income ≈ HK$118,962/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$695,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,180
−HK$3,711/mo
▼ 0.25% · 3.875%
HK$61,021
−HK$1,870/mo
Today · 4.125%
HK$62,891
baseline
▲ 0.50% · 4.625%
HK$66,718
+HK$3,827/mo
Deposit HK$5.56M · loan HK$12.98M · min. income ≈ HK$125,782/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,837
−HK$3,557/mo
▼ 0.25% · 3.875%
HK$67,603
−HK$1,791/mo
Today · 4.125%
HK$69,394
baseline
▲ 0.50% · 4.625%
HK$73,052
+HK$3,658/mo
Deposit HK$5.56M · loan HK$12.98M · min. income ≈ HK$138,788/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,089
−HK$4,771/mo
▼ 0.25% · 3.875%
HK$78,455
−HK$2,405/mo
Today · 4.125%
HK$80,860
baseline
▲ 0.50% · 4.625%
HK$85,780
+HK$4,920/mo
Deposit HK$1.85M · loan HK$16.68M · min. income ≈ HK$161,720/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,648
−HK$4,573/mo
▼ 0.25% · 3.875%
HK$86,918
−HK$2,303/mo
Today · 4.125%
HK$89,221
baseline
▲ 0.50% · 4.625%
HK$93,924
+HK$4,703/mo
Deposit HK$1.85M · loan HK$16.68M · min. income ≈ HK$178,442/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,176 · Scale 2, in force from 26 Feb 2026)