LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,272
−HK$2,651/mo
▼ 0.25% · 3.875%
HK$43,587
−HK$1,336/mo
Today · 4.125%
HK$44,923
baseline
▲ 0.50% · 4.625%
HK$47,657
+HK$2,734/mo
Deposit HK$9.27M · loan HK$9.27M · min. income ≈ HK$89,846/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$695,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,028
−HK$2,540/mo
▼ 0.25% · 3.875%
HK$48,289
−HK$1,279/mo
Today · 4.125%
HK$49,568
baseline
▲ 0.50% · 4.625%
HK$52,181
+HK$2,613/mo
Deposit HK$9.27M · loan HK$9.27M · min. income ≈ HK$99,136/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$695,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,727
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$52,305
−HK$1,603/mo
Today · 4.125%
HK$53,908
baseline
▲ 0.50% · 4.625%
HK$57,188
+HK$3,280/mo
Deposit HK$7.42M · loan HK$11.12M · min. income ≈ HK$107,816/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$695,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,433
−HK$3,049/mo
▼ 0.25% · 3.875%
HK$57,947
−HK$1,535/mo
Today · 4.125%
HK$59,482
baseline
▲ 0.50% · 4.625%
HK$62,618
+HK$3,136/mo
Deposit HK$7.42M · loan HK$11.12M · min. income ≈ HK$118,964/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$695,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,181
−HK$3,712/mo
▼ 0.25% · 3.875%
HK$61,022
−HK$1,871/mo
Today · 4.125%
HK$62,893
baseline
▲ 0.50% · 4.625%
HK$66,719
+HK$3,826/mo
Deposit HK$5.56M · loan HK$12.98M · min. income ≈ HK$125,786/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,839
−HK$3,557/mo
▼ 0.25% · 3.875%
HK$67,605
−HK$1,791/mo
Today · 4.125%
HK$69,396
baseline
▲ 0.50% · 4.625%
HK$73,054
+HK$3,658/mo
Deposit HK$5.56M · loan HK$12.98M · min. income ≈ HK$138,792/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,090
−HK$4,772/mo
▼ 0.25% · 3.875%
HK$78,457
−HK$2,405/mo
Today · 4.125%
HK$80,862
baseline
▲ 0.50% · 4.625%
HK$85,782
+HK$4,920/mo
Deposit HK$1.85M · loan HK$16.68M · min. income ≈ HK$161,724/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,650
−HK$4,573/mo
▼ 0.25% · 3.875%
HK$86,920
−HK$2,303/mo
Today · 4.125%
HK$89,223
baseline
▲ 0.50% · 4.625%
HK$93,926
+HK$4,703/mo
Deposit HK$1.85M · loan HK$16.68M · min. income ≈ HK$178,446/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,193 · Scale 2, in force from 26 Feb 2026)