LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,274
−HK$2,650/mo
▼ 0.25% · 3.875%
HK$43,588
−HK$1,336/mo
Today · 4.125%
HK$44,924
baseline
▲ 0.50% · 4.625%
HK$47,658
+HK$2,734/mo
Deposit HK$9.27M · loan HK$9.27M · min. income ≈ HK$89,848/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$695,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,029
−HK$2,541/mo
▼ 0.25% · 3.875%
HK$48,290
−HK$1,280/mo
Today · 4.125%
HK$49,570
baseline
▲ 0.50% · 4.625%
HK$52,183
+HK$2,613/mo
Deposit HK$9.27M · loan HK$9.27M · min. income ≈ HK$99,140/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$695,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,728
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$52,306
−HK$1,603/mo
Today · 4.125%
HK$53,909
baseline
▲ 0.50% · 4.625%
HK$57,190
+HK$3,281/mo
Deposit HK$7.42M · loan HK$11.12M · min. income ≈ HK$107,818/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$695,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,435
−HK$3,049/mo
▼ 0.25% · 3.875%
HK$57,948
−HK$1,536/mo
Today · 4.125%
HK$59,484
baseline
▲ 0.50% · 4.625%
HK$62,619
+HK$3,135/mo
Deposit HK$7.42M · loan HK$11.12M · min. income ≈ HK$118,968/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$695,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,183
−HK$3,711/mo
▼ 0.25% · 3.875%
HK$61,024
−HK$1,870/mo
Today · 4.125%
HK$62,894
baseline
▲ 0.50% · 4.625%
HK$66,721
+HK$3,827/mo
Deposit HK$5.56M · loan HK$12.98M · min. income ≈ HK$125,788/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,840
−HK$3,558/mo
▼ 0.25% · 3.875%
HK$67,606
−HK$1,792/mo
Today · 4.125%
HK$69,398
baseline
▲ 0.50% · 4.625%
HK$73,056
+HK$3,658/mo
Deposit HK$5.56M · loan HK$12.98M · min. income ≈ HK$138,796/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,092
−HK$4,772/mo
▼ 0.25% · 3.875%
HK$78,459
−HK$2,405/mo
Today · 4.125%
HK$80,864
baseline
▲ 0.50% · 4.625%
HK$85,784
+HK$4,920/mo
Deposit HK$1.85M · loan HK$16.69M · min. income ≈ HK$161,728/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,652
−HK$4,574/mo
▼ 0.25% · 3.875%
HK$86,922
−HK$2,304/mo
Today · 4.125%
HK$89,226
baseline
▲ 0.50% · 4.625%
HK$93,929
+HK$4,703/mo
Deposit HK$1.85M · loan HK$16.69M · min. income ≈ HK$178,452/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,211 · Scale 2, in force from 26 Feb 2026)