LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,275
−HK$2,651/mo
▼ 0.25% · 3.875%
HK$43,590
−HK$1,336/mo
Today · 4.125%
HK$44,926
baseline
▲ 0.50% · 4.625%
HK$47,660
+HK$2,734/mo
Deposit HK$9.27M · loan HK$9.27M · min. income ≈ HK$89,852/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$695,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,031
−HK$2,541/mo
▼ 0.25% · 3.875%
HK$48,292
−HK$1,280/mo
Today · 4.125%
HK$49,572
baseline
▲ 0.50% · 4.625%
HK$52,185
+HK$2,613/mo
Deposit HK$9.27M · loan HK$9.27M · min. income ≈ HK$99,144/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$695,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,730
−HK$3,182/mo
▼ 0.25% · 3.875%
HK$52,308
−HK$1,604/mo
Today · 4.125%
HK$53,912
baseline
▲ 0.50% · 4.625%
HK$57,192
+HK$3,280/mo
Deposit HK$7.42M · loan HK$11.12M · min. income ≈ HK$107,824/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$695,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,437
−HK$3,049/mo
▼ 0.25% · 3.875%
HK$57,951
−HK$1,535/mo
Today · 4.125%
HK$59,486
baseline
▲ 0.50% · 4.625%
HK$62,622
+HK$3,136/mo
Deposit HK$7.42M · loan HK$11.12M · min. income ≈ HK$118,972/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$695,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,185
−HK$3,712/mo
▼ 0.25% · 3.875%
HK$61,026
−HK$1,871/mo
Today · 4.125%
HK$62,897
baseline
▲ 0.50% · 4.625%
HK$66,724
+HK$3,827/mo
Deposit HK$5.56M · loan HK$12.98M · min. income ≈ HK$125,794/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,843
−HK$3,558/mo
▼ 0.25% · 3.875%
HK$67,609
−HK$1,792/mo
Today · 4.125%
HK$69,401
baseline
▲ 0.50% · 4.625%
HK$73,059
+HK$3,658/mo
Deposit HK$5.56M · loan HK$12.98M · min. income ≈ HK$138,802/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,096
−HK$4,771/mo
▼ 0.25% · 3.875%
HK$78,463
−HK$2,404/mo
Today · 4.125%
HK$80,867
baseline
▲ 0.50% · 4.625%
HK$85,788
+HK$4,921/mo
Deposit HK$1.85M · loan HK$16.69M · min. income ≈ HK$161,734/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,656
−HK$4,573/mo
▼ 0.25% · 3.875%
HK$86,926
−HK$2,303/mo
Today · 4.125%
HK$89,229
baseline
▲ 0.50% · 4.625%
HK$93,933
+HK$4,704/mo
Deposit HK$1.85M · loan HK$16.69M · min. income ≈ HK$178,458/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,240 · Scale 2, in force from 26 Feb 2026)