LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,276
−HK$2,651/mo
▼ 0.25% · 3.875%
HK$43,591
−HK$1,336/mo
Today · 4.125%
HK$44,927
baseline
▲ 0.50% · 4.625%
HK$47,660
+HK$2,733/mo
Deposit HK$9.27M · loan HK$9.27M · min. income ≈ HK$89,854/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$695,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,031
−HK$2,541/mo
▼ 0.25% · 3.875%
HK$48,293
−HK$1,279/mo
Today · 4.125%
HK$49,572
baseline
▲ 0.50% · 4.625%
HK$52,185
+HK$2,613/mo
Deposit HK$9.27M · loan HK$9.27M · min. income ≈ HK$99,144/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$695,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,731
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$52,309
−HK$1,603/mo
Today · 4.125%
HK$53,912
baseline
▲ 0.50% · 4.625%
HK$57,192
+HK$3,280/mo
Deposit HK$7.42M · loan HK$11.12M · min. income ≈ HK$107,824/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$695,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,437
−HK$3,050/mo
▼ 0.25% · 3.875%
HK$57,951
−HK$1,536/mo
Today · 4.125%
HK$59,487
baseline
▲ 0.50% · 4.625%
HK$62,622
+HK$3,135/mo
Deposit HK$7.42M · loan HK$11.12M · min. income ≈ HK$118,974/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$695,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,186
−HK$3,711/mo
▼ 0.25% · 3.875%
HK$61,027
−HK$1,870/mo
Today · 4.125%
HK$62,897
baseline
▲ 0.50% · 4.625%
HK$66,725
+HK$3,828/mo
Deposit HK$5.56M · loan HK$12.98M · min. income ≈ HK$125,794/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,844
−HK$3,557/mo
▼ 0.25% · 3.875%
HK$67,610
−HK$1,791/mo
Today · 4.125%
HK$69,401
baseline
▲ 0.50% · 4.625%
HK$73,059
+HK$3,658/mo
Deposit HK$5.56M · loan HK$12.98M · min. income ≈ HK$138,802/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,096
−HK$4,772/mo
▼ 0.25% · 3.875%
HK$78,463
−HK$2,405/mo
Today · 4.125%
HK$80,868
baseline
▲ 0.50% · 4.625%
HK$85,789
+HK$4,921/mo
Deposit HK$1.85M · loan HK$16.69M · min. income ≈ HK$161,736/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,656
−HK$4,574/mo
▼ 0.25% · 3.875%
HK$86,927
−HK$2,303/mo
Today · 4.125%
HK$89,230
baseline
▲ 0.50% · 4.625%
HK$93,933
+HK$4,703/mo
Deposit HK$1.85M · loan HK$16.69M · min. income ≈ HK$178,460/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,245 · Scale 2, in force from 26 Feb 2026)