LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,276
−HK$2,651/mo
▼ 0.25% · 3.875%
HK$43,591
−HK$1,336/mo
Today · 4.125%
HK$44,927
baseline
▲ 0.50% · 4.625%
HK$47,661
+HK$2,734/mo
Deposit HK$9.27M · loan HK$9.27M · min. income ≈ HK$89,854/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$695,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,032
−HK$2,541/mo
▼ 0.25% · 3.875%
HK$48,293
−HK$1,280/mo
Today · 4.125%
HK$49,573
baseline
▲ 0.50% · 4.625%
HK$52,186
+HK$2,613/mo
Deposit HK$9.27M · loan HK$9.27M · min. income ≈ HK$99,146/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$695,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,731
−HK$3,182/mo
▼ 0.25% · 3.875%
HK$52,309
−HK$1,604/mo
Today · 4.125%
HK$53,913
baseline
▲ 0.50% · 4.625%
HK$57,193
+HK$3,280/mo
Deposit HK$7.42M · loan HK$11.12M · min. income ≈ HK$107,826/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$695,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,438
−HK$3,049/mo
▼ 0.25% · 3.875%
HK$57,952
−HK$1,535/mo
Today · 4.125%
HK$59,487
baseline
▲ 0.50% · 4.625%
HK$62,623
+HK$3,136/mo
Deposit HK$7.42M · loan HK$11.12M · min. income ≈ HK$118,974/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$695,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,187
−HK$3,711/mo
▼ 0.25% · 3.875%
HK$61,028
−HK$1,870/mo
Today · 4.125%
HK$62,898
baseline
▲ 0.50% · 4.625%
HK$66,725
+HK$3,827/mo
Deposit HK$5.56M · loan HK$12.98M · min. income ≈ HK$125,796/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,844
−HK$3,558/mo
▼ 0.25% · 3.875%
HK$67,610
−HK$1,792/mo
Today · 4.125%
HK$69,402
baseline
▲ 0.50% · 4.625%
HK$73,060
+HK$3,658/mo
Deposit HK$5.56M · loan HK$12.98M · min. income ≈ HK$138,804/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,097
−HK$4,772/mo
▼ 0.25% · 3.875%
HK$78,464
−HK$2,405/mo
Today · 4.125%
HK$80,869
baseline
▲ 0.50% · 4.625%
HK$85,790
+HK$4,921/mo
Deposit HK$1.85M · loan HK$16.69M · min. income ≈ HK$161,738/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,657
−HK$4,574/mo
▼ 0.25% · 3.875%
HK$86,928
−HK$2,303/mo
Today · 4.125%
HK$89,231
baseline
▲ 0.50% · 4.625%
HK$93,934
+HK$4,703/mo
Deposit HK$1.85M · loan HK$16.69M · min. income ≈ HK$178,462/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,253 · Scale 2, in force from 26 Feb 2026)