LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,279
−HK$2,651/mo
▼ 0.25% · 3.875%
HK$43,594
−HK$1,336/mo
Today · 4.125%
HK$44,930
baseline
▲ 0.50% · 4.625%
HK$47,664
+HK$2,734/mo
Deposit HK$9.27M · loan HK$9.27M · min. income ≈ HK$89,860/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$695,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,035
−HK$2,541/mo
▼ 0.25% · 3.875%
HK$48,297
−HK$1,279/mo
Today · 4.125%
HK$49,576
baseline
▲ 0.50% · 4.625%
HK$52,189
+HK$2,613/mo
Deposit HK$9.27M · loan HK$9.27M · min. income ≈ HK$99,152/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$695,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,735
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$52,313
−HK$1,603/mo
Today · 4.125%
HK$53,916
baseline
▲ 0.50% · 4.625%
HK$57,197
+HK$3,281/mo
Deposit HK$7.42M · loan HK$11.12M · min. income ≈ HK$107,832/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$695,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,442
−HK$3,049/mo
▼ 0.25% · 3.875%
HK$57,956
−HK$1,535/mo
Today · 4.125%
HK$59,491
baseline
▲ 0.50% · 4.625%
HK$62,627
+HK$3,136/mo
Deposit HK$7.42M · loan HK$11.12M · min. income ≈ HK$118,982/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$695,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,191
−HK$3,711/mo
▼ 0.25% · 3.875%
HK$61,032
−HK$1,870/mo
Today · 4.125%
HK$62,902
baseline
▲ 0.50% · 4.625%
HK$66,730
+HK$3,828/mo
Deposit HK$5.56M · loan HK$12.98M · min. income ≈ HK$125,804/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,849
−HK$3,558/mo
▼ 0.25% · 3.875%
HK$67,615
−HK$1,792/mo
Today · 4.125%
HK$69,407
baseline
▲ 0.50% · 4.625%
HK$73,065
+HK$3,658/mo
Deposit HK$5.56M · loan HK$12.98M · min. income ≈ HK$138,814/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,102
−HK$4,773/mo
▼ 0.25% · 3.875%
HK$78,470
−HK$2,405/mo
Today · 4.125%
HK$80,875
baseline
▲ 0.50% · 4.625%
HK$85,796
+HK$4,921/mo
Deposit HK$1.85M · loan HK$16.69M · min. income ≈ HK$161,750/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,663
−HK$4,574/mo
▼ 0.25% · 3.875%
HK$86,934
−HK$2,303/mo
Today · 4.125%
HK$89,237
baseline
▲ 0.50% · 4.625%
HK$93,941
+HK$4,704/mo
Deposit HK$1.85M · loan HK$16.69M · min. income ≈ HK$178,474/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,302 · Scale 2, in force from 26 Feb 2026)