LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,280
−HK$2,651/mo
▼ 0.25% · 3.875%
HK$43,595
−HK$1,336/mo
Today · 4.125%
HK$44,931
baseline
▲ 0.50% · 4.625%
HK$47,665
+HK$2,734/mo
Deposit HK$9.27M · loan HK$9.27M · min. income ≈ HK$89,862/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$695,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,036
−HK$2,541/mo
▼ 0.25% · 3.875%
HK$48,297
−HK$1,280/mo
Today · 4.125%
HK$49,577
baseline
▲ 0.50% · 4.625%
HK$52,190
+HK$2,613/mo
Deposit HK$9.27M · loan HK$9.27M · min. income ≈ HK$99,154/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$695,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,736
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$52,314
−HK$1,603/mo
Today · 4.125%
HK$53,917
baseline
▲ 0.50% · 4.625%
HK$57,198
+HK$3,281/mo
Deposit HK$7.42M · loan HK$11.12M · min. income ≈ HK$107,834/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$695,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,443
−HK$3,049/mo
▼ 0.25% · 3.875%
HK$57,957
−HK$1,535/mo
Today · 4.125%
HK$59,492
baseline
▲ 0.50% · 4.625%
HK$62,628
+HK$3,136/mo
Deposit HK$7.42M · loan HK$11.12M · min. income ≈ HK$118,984/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$695,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,192
−HK$3,711/mo
▼ 0.25% · 3.875%
HK$61,033
−HK$1,870/mo
Today · 4.125%
HK$62,903
baseline
▲ 0.50% · 4.625%
HK$66,731
+HK$3,828/mo
Deposit HK$5.56M · loan HK$12.98M · min. income ≈ HK$125,806/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,850
−HK$3,558/mo
▼ 0.25% · 3.875%
HK$67,616
−HK$1,792/mo
Today · 4.125%
HK$69,408
baseline
▲ 0.50% · 4.625%
HK$73,066
+HK$3,658/mo
Deposit HK$5.56M · loan HK$12.98M · min. income ≈ HK$138,816/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,103
−HK$4,773/mo
▼ 0.25% · 3.875%
HK$78,471
−HK$2,405/mo
Today · 4.125%
HK$80,876
baseline
▲ 0.50% · 4.625%
HK$85,797
+HK$4,921/mo
Deposit HK$1.85M · loan HK$16.69M · min. income ≈ HK$161,752/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,664
−HK$4,574/mo
▼ 0.25% · 3.875%
HK$86,935
−HK$2,303/mo
Today · 4.125%
HK$89,238
baseline
▲ 0.50% · 4.625%
HK$93,942
+HK$4,704/mo
Deposit HK$1.85M · loan HK$16.69M · min. income ≈ HK$178,476/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,312 · Scale 2, in force from 26 Feb 2026)