LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,281
−HK$2,652/mo
▼ 0.25% · 3.875%
HK$43,597
−HK$1,336/mo
Today · 4.125%
HK$44,933
baseline
▲ 0.50% · 4.625%
HK$47,667
+HK$2,734/mo
Deposit HK$9.27M · loan HK$9.27M · min. income ≈ HK$89,866/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$695,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,038
−HK$2,541/mo
▼ 0.25% · 3.875%
HK$48,299
−HK$1,280/mo
Today · 4.125%
HK$49,579
baseline
▲ 0.50% · 4.625%
HK$52,192
+HK$2,613/mo
Deposit HK$9.27M · loan HK$9.27M · min. income ≈ HK$99,158/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$695,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,738
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$52,316
−HK$1,603/mo
Today · 4.125%
HK$53,919
baseline
▲ 0.50% · 4.625%
HK$57,200
+HK$3,281/mo
Deposit HK$7.42M · loan HK$11.13M · min. income ≈ HK$107,838/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$695,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,445
−HK$3,050/mo
▼ 0.25% · 3.875%
HK$57,959
−HK$1,536/mo
Today · 4.125%
HK$59,495
baseline
▲ 0.50% · 4.625%
HK$62,631
+HK$3,136/mo
Deposit HK$7.42M · loan HK$11.13M · min. income ≈ HK$118,990/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$695,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,194
−HK$3,712/mo
▼ 0.25% · 3.875%
HK$61,035
−HK$1,871/mo
Today · 4.125%
HK$62,906
baseline
▲ 0.50% · 4.625%
HK$66,734
+HK$3,828/mo
Deposit HK$5.56M · loan HK$12.98M · min. income ≈ HK$125,812/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,853
−HK$3,558/mo
▼ 0.25% · 3.875%
HK$67,619
−HK$1,792/mo
Today · 4.125%
HK$69,411
baseline
▲ 0.50% · 4.625%
HK$73,069
+HK$3,658/mo
Deposit HK$5.56M · loan HK$12.98M · min. income ≈ HK$138,822/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,107
−HK$4,772/mo
▼ 0.25% · 3.875%
HK$78,474
−HK$2,405/mo
Today · 4.125%
HK$80,879
baseline
▲ 0.50% · 4.625%
HK$85,800
+HK$4,921/mo
Deposit HK$1.85M · loan HK$16.69M · min. income ≈ HK$161,758/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,668
−HK$4,574/mo
▼ 0.25% · 3.875%
HK$86,939
−HK$2,303/mo
Today · 4.125%
HK$89,242
baseline
▲ 0.50% · 4.625%
HK$93,946
+HK$4,704/mo
Deposit HK$1.85M · loan HK$16.69M · min. income ≈ HK$178,484/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,340 · Scale 2, in force from 26 Feb 2026)