LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,283
−HK$2,652/mo
▼ 0.25% · 3.875%
HK$43,599
−HK$1,336/mo
Today · 4.125%
HK$44,935
baseline
▲ 0.50% · 4.625%
HK$47,669
+HK$2,734/mo
Deposit HK$9.27M · loan HK$9.27M · min. income ≈ HK$89,870/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$695,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,040
−HK$2,541/mo
▼ 0.25% · 3.875%
HK$48,301
−HK$1,280/mo
Today · 4.125%
HK$49,581
baseline
▲ 0.50% · 4.625%
HK$52,195
+HK$2,614/mo
Deposit HK$9.27M · loan HK$9.27M · min. income ≈ HK$99,162/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$695,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,740
−HK$3,182/mo
▼ 0.25% · 3.875%
HK$52,318
−HK$1,604/mo
Today · 4.125%
HK$53,922
baseline
▲ 0.50% · 4.625%
HK$57,203
+HK$3,281/mo
Deposit HK$7.42M · loan HK$11.13M · min. income ≈ HK$107,844/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$695,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,448
−HK$3,049/mo
▼ 0.25% · 3.875%
HK$57,962
−HK$1,535/mo
Today · 4.125%
HK$59,497
baseline
▲ 0.50% · 4.625%
HK$62,634
+HK$3,137/mo
Deposit HK$7.42M · loan HK$11.13M · min. income ≈ HK$118,994/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$695,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,197
−HK$3,712/mo
▼ 0.25% · 3.875%
HK$61,038
−HK$1,871/mo
Today · 4.125%
HK$62,909
baseline
▲ 0.50% · 4.625%
HK$66,737
+HK$3,828/mo
Deposit HK$5.56M · loan HK$12.98M · min. income ≈ HK$125,818/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,856
−HK$3,558/mo
▼ 0.25% · 3.875%
HK$67,622
−HK$1,792/mo
Today · 4.125%
HK$69,414
baseline
▲ 0.50% · 4.625%
HK$73,073
+HK$3,659/mo
Deposit HK$5.56M · loan HK$12.98M · min. income ≈ HK$138,828/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,110
−HK$4,773/mo
▼ 0.25% · 3.875%
HK$78,477
−HK$2,406/mo
Today · 4.125%
HK$80,883
baseline
▲ 0.50% · 4.625%
HK$85,804
+HK$4,921/mo
Deposit HK$1.85M · loan HK$16.69M · min. income ≈ HK$161,766/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,672
−HK$4,574/mo
▼ 0.25% · 3.875%
HK$86,942
−HK$2,304/mo
Today · 4.125%
HK$89,246
baseline
▲ 0.50% · 4.625%
HK$93,950
+HK$4,704/mo
Deposit HK$1.85M · loan HK$16.69M · min. income ≈ HK$178,492/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,372 · Scale 2, in force from 26 Feb 2026)