LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,284
−HK$2,652/mo
▼ 0.25% · 3.875%
HK$43,599
−HK$1,337/mo
Today · 4.125%
HK$44,936
baseline
▲ 0.50% · 4.625%
HK$47,670
+HK$2,734/mo
Deposit HK$9.27M · loan HK$9.27M · min. income ≈ HK$89,872/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$695,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,040
−HK$2,542/mo
▼ 0.25% · 3.875%
HK$48,302
−HK$1,280/mo
Today · 4.125%
HK$49,582
baseline
▲ 0.50% · 4.625%
HK$52,195
+HK$2,613/mo
Deposit HK$9.27M · loan HK$9.27M · min. income ≈ HK$99,164/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$695,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,741
−HK$3,182/mo
▼ 0.25% · 3.875%
HK$52,319
−HK$1,604/mo
Today · 4.125%
HK$53,923
baseline
▲ 0.50% · 4.625%
HK$57,204
+HK$3,281/mo
Deposit HK$7.42M · loan HK$11.13M · min. income ≈ HK$107,846/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$695,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,449
−HK$3,049/mo
▼ 0.25% · 3.875%
HK$57,962
−HK$1,536/mo
Today · 4.125%
HK$59,498
baseline
▲ 0.50% · 4.625%
HK$62,635
+HK$3,137/mo
Deposit HK$7.42M · loan HK$11.13M · min. income ≈ HK$118,996/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$695,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,198
−HK$3,712/mo
▼ 0.25% · 3.875%
HK$61,039
−HK$1,871/mo
Today · 4.125%
HK$62,910
baseline
▲ 0.50% · 4.625%
HK$66,738
+HK$3,828/mo
Deposit HK$5.56M · loan HK$12.98M · min. income ≈ HK$125,820/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,857
−HK$3,558/mo
▼ 0.25% · 3.875%
HK$67,623
−HK$1,792/mo
Today · 4.125%
HK$69,415
baseline
▲ 0.50% · 4.625%
HK$73,074
+HK$3,659/mo
Deposit HK$5.56M · loan HK$12.98M · min. income ≈ HK$138,830/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,111
−HK$4,773/mo
▼ 0.25% · 3.875%
HK$78,479
−HK$2,405/mo
Today · 4.125%
HK$80,884
baseline
▲ 0.50% · 4.625%
HK$85,806
+HK$4,922/mo
Deposit HK$1.85M · loan HK$16.69M · min. income ≈ HK$161,768/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,673
−HK$4,574/mo
▼ 0.25% · 3.875%
HK$86,944
−HK$2,303/mo
Today · 4.125%
HK$89,247
baseline
▲ 0.50% · 4.625%
HK$93,952
+HK$4,705/mo
Deposit HK$1.85M · loan HK$16.69M · min. income ≈ HK$178,494/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,382 · Scale 2, in force from 26 Feb 2026)