LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,286
−HK$2,652/mo
▼ 0.25% · 3.875%
HK$43,601
−HK$1,337/mo
Today · 4.125%
HK$44,938
baseline
▲ 0.50% · 4.625%
HK$47,672
+HK$2,734/mo
Deposit HK$9.27M · loan HK$9.27M · min. income ≈ HK$89,876/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$695,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,043
−HK$2,541/mo
▼ 0.25% · 3.875%
HK$48,304
−HK$1,280/mo
Today · 4.125%
HK$49,584
baseline
▲ 0.50% · 4.625%
HK$52,198
+HK$2,614/mo
Deposit HK$9.27M · loan HK$9.27M · min. income ≈ HK$99,168/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$695,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,743
−HK$3,182/mo
▼ 0.25% · 3.875%
HK$52,321
−HK$1,604/mo
Today · 4.125%
HK$53,925
baseline
▲ 0.50% · 4.625%
HK$57,206
+HK$3,281/mo
Deposit HK$7.42M · loan HK$11.13M · min. income ≈ HK$107,850/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$695,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,451
−HK$3,050/mo
▼ 0.25% · 3.875%
HK$57,965
−HK$1,536/mo
Today · 4.125%
HK$59,501
baseline
▲ 0.50% · 4.625%
HK$62,637
+HK$3,136/mo
Deposit HK$7.42M · loan HK$11.13M · min. income ≈ HK$119,002/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$695,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,200
−HK$3,713/mo
▼ 0.25% · 3.875%
HK$61,042
−HK$1,871/mo
Today · 4.125%
HK$62,913
baseline
▲ 0.50% · 4.625%
HK$66,741
+HK$3,828/mo
Deposit HK$5.56M · loan HK$12.98M · min. income ≈ HK$125,826/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,860
−HK$3,558/mo
▼ 0.25% · 3.875%
HK$67,626
−HK$1,792/mo
Today · 4.125%
HK$69,418
baseline
▲ 0.50% · 4.625%
HK$73,077
+HK$3,659/mo
Deposit HK$5.56M · loan HK$12.98M · min. income ≈ HK$138,836/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,114
−HK$4,774/mo
▼ 0.25% · 3.875%
HK$78,482
−HK$2,406/mo
Today · 4.125%
HK$80,888
baseline
▲ 0.50% · 4.625%
HK$85,809
+HK$4,921/mo
Deposit HK$1.85M · loan HK$16.69M · min. income ≈ HK$161,776/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,677
−HK$4,574/mo
▼ 0.25% · 3.875%
HK$86,948
−HK$2,303/mo
Today · 4.125%
HK$89,251
baseline
▲ 0.50% · 4.625%
HK$93,956
+HK$4,705/mo
Deposit HK$1.85M · loan HK$16.69M · min. income ≈ HK$178,502/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,413 · Scale 2, in force from 26 Feb 2026)