LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,288
−HK$2,652/mo
▼ 0.25% · 3.875%
HK$43,603
−HK$1,337/mo
Today · 4.125%
HK$44,940
baseline
▲ 0.50% · 4.625%
HK$47,674
+HK$2,734/mo
Deposit HK$9.27M · loan HK$9.27M · min. income ≈ HK$89,880/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$695,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,045
−HK$2,541/mo
▼ 0.25% · 3.875%
HK$48,306
−HK$1,280/mo
Today · 4.125%
HK$49,586
baseline
▲ 0.50% · 4.625%
HK$52,200
+HK$2,614/mo
Deposit HK$9.27M · loan HK$9.27M · min. income ≈ HK$99,172/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$695,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,745
−HK$3,183/mo
▼ 0.25% · 3.875%
HK$52,324
−HK$1,604/mo
Today · 4.125%
HK$53,928
baseline
▲ 0.50% · 4.625%
HK$57,209
+HK$3,281/mo
Deposit HK$7.42M · loan HK$11.13M · min. income ≈ HK$107,856/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$695,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,454
−HK$3,050/mo
▼ 0.25% · 3.875%
HK$57,968
−HK$1,536/mo
Today · 4.125%
HK$59,504
baseline
▲ 0.50% · 4.625%
HK$62,640
+HK$3,136/mo
Deposit HK$7.42M · loan HK$11.13M · min. income ≈ HK$119,008/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$695,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,203
−HK$3,712/mo
▼ 0.25% · 3.875%
HK$61,044
−HK$1,871/mo
Today · 4.125%
HK$62,915
baseline
▲ 0.50% · 4.625%
HK$66,744
+HK$3,829/mo
Deposit HK$5.56M · loan HK$12.98M · min. income ≈ HK$125,830/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,863
−HK$3,558/mo
▼ 0.25% · 3.875%
HK$67,629
−HK$1,792/mo
Today · 4.125%
HK$69,421
baseline
▲ 0.50% · 4.625%
HK$73,080
+HK$3,659/mo
Deposit HK$5.56M · loan HK$12.98M · min. income ≈ HK$138,842/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,118
−HK$4,773/mo
▼ 0.25% · 3.875%
HK$78,486
−HK$2,405/mo
Today · 4.125%
HK$80,891
baseline
▲ 0.50% · 4.625%
HK$85,813
+HK$4,922/mo
Deposit HK$1.85M · loan HK$16.69M · min. income ≈ HK$161,782/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,681
−HK$4,575/mo
▼ 0.25% · 3.875%
HK$86,952
−HK$2,304/mo
Today · 4.125%
HK$89,256
baseline
▲ 0.50% · 4.625%
HK$93,960
+HK$4,704/mo
Deposit HK$1.85M · loan HK$16.69M · min. income ≈ HK$178,512/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,445 · Scale 2, in force from 26 Feb 2026)