LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,289
−HK$2,652/mo
▼ 0.25% · 3.875%
HK$43,604
−HK$1,337/mo
Today · 4.125%
HK$44,941
baseline
▲ 0.50% · 4.625%
HK$47,675
+HK$2,734/mo
Deposit HK$9.27M · loan HK$9.27M · min. income ≈ HK$89,882/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$695,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,046
−HK$2,542/mo
▼ 0.25% · 3.875%
HK$48,308
−HK$1,280/mo
Today · 4.125%
HK$49,588
baseline
▲ 0.50% · 4.625%
HK$52,201
+HK$2,613/mo
Deposit HK$9.27M · loan HK$9.27M · min. income ≈ HK$99,176/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$695,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,747
−HK$3,182/mo
▼ 0.25% · 3.875%
HK$52,325
−HK$1,604/mo
Today · 4.125%
HK$53,929
baseline
▲ 0.50% · 4.625%
HK$57,210
+HK$3,281/mo
Deposit HK$7.42M · loan HK$11.13M · min. income ≈ HK$107,858/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$695,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,455
−HK$3,050/mo
▼ 0.25% · 3.875%
HK$57,969
−HK$1,536/mo
Today · 4.125%
HK$59,505
baseline
▲ 0.50% · 4.625%
HK$62,642
+HK$3,137/mo
Deposit HK$7.42M · loan HK$11.13M · min. income ≈ HK$119,010/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$695,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,204
−HK$3,713/mo
▼ 0.25% · 3.875%
HK$61,046
−HK$1,871/mo
Today · 4.125%
HK$62,917
baseline
▲ 0.50% · 4.625%
HK$66,745
+HK$3,828/mo
Deposit HK$5.56M · loan HK$12.98M · min. income ≈ HK$125,834/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,864
−HK$3,559/mo
▼ 0.25% · 3.875%
HK$67,631
−HK$1,792/mo
Today · 4.125%
HK$69,423
baseline
▲ 0.50% · 4.625%
HK$73,082
+HK$3,659/mo
Deposit HK$5.56M · loan HK$12.98M · min. income ≈ HK$138,846/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,120
−HK$4,773/mo
▼ 0.25% · 3.875%
HK$78,488
−HK$2,405/mo
Today · 4.125%
HK$80,893
baseline
▲ 0.50% · 4.625%
HK$85,815
+HK$4,922/mo
Deposit HK$1.85M · loan HK$16.69M · min. income ≈ HK$161,786/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,683
−HK$4,575/mo
▼ 0.25% · 3.875%
HK$86,954
−HK$2,304/mo
Today · 4.125%
HK$89,258
baseline
▲ 0.50% · 4.625%
HK$93,963
+HK$4,705/mo
Deposit HK$1.85M · loan HK$16.69M · min. income ≈ HK$178,516/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,462 · Scale 2, in force from 26 Feb 2026)