LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,290
−HK$2,652/mo
▼ 0.25% · 3.875%
HK$43,606
−HK$1,336/mo
Today · 4.125%
HK$44,942
baseline
▲ 0.50% · 4.625%
HK$47,677
+HK$2,735/mo
Deposit HK$9.27M · loan HK$9.27M · min. income ≈ HK$89,884/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$695,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,047
−HK$2,542/mo
▼ 0.25% · 3.875%
HK$48,309
−HK$1,280/mo
Today · 4.125%
HK$49,589
baseline
▲ 0.50% · 4.625%
HK$52,203
+HK$2,614/mo
Deposit HK$9.27M · loan HK$9.27M · min. income ≈ HK$99,178/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$695,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,748
−HK$3,183/mo
▼ 0.25% · 3.875%
HK$52,327
−HK$1,604/mo
Today · 4.125%
HK$53,931
baseline
▲ 0.50% · 4.625%
HK$57,212
+HK$3,281/mo
Deposit HK$7.42M · loan HK$11.13M · min. income ≈ HK$107,862/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$695,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,457
−HK$3,050/mo
▼ 0.25% · 3.875%
HK$57,971
−HK$1,536/mo
Today · 4.125%
HK$59,507
baseline
▲ 0.50% · 4.625%
HK$62,644
+HK$3,137/mo
Deposit HK$7.42M · loan HK$11.13M · min. income ≈ HK$119,014/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$695,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,206
−HK$3,713/mo
▼ 0.25% · 3.875%
HK$61,048
−HK$1,871/mo
Today · 4.125%
HK$62,919
baseline
▲ 0.50% · 4.625%
HK$66,748
+HK$3,829/mo
Deposit HK$5.56M · loan HK$12.98M · min. income ≈ HK$125,838/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,866
−HK$3,559/mo
▼ 0.25% · 3.875%
HK$67,633
−HK$1,792/mo
Today · 4.125%
HK$69,425
baseline
▲ 0.50% · 4.625%
HK$73,085
+HK$3,660/mo
Deposit HK$5.56M · loan HK$12.98M · min. income ≈ HK$138,850/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,122
−HK$4,774/mo
▼ 0.25% · 3.875%
HK$78,490
−HK$2,406/mo
Today · 4.125%
HK$80,896
baseline
▲ 0.50% · 4.625%
HK$85,818
+HK$4,922/mo
Deposit HK$1.85M · loan HK$16.69M · min. income ≈ HK$161,792/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,685
−HK$4,576/mo
▼ 0.25% · 3.875%
HK$86,957
−HK$2,304/mo
Today · 4.125%
HK$89,261
baseline
▲ 0.50% · 4.625%
HK$93,966
+HK$4,705/mo
Deposit HK$1.85M · loan HK$16.69M · min. income ≈ HK$178,522/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,486 · Scale 2, in force from 26 Feb 2026)