LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,294
−HK$2,652/mo
▼ 0.25% · 3.875%
HK$43,609
−HK$1,337/mo
Today · 4.125%
HK$44,946
baseline
▲ 0.50% · 4.625%
HK$47,681
+HK$2,735/mo
Deposit HK$9.27M · loan HK$9.27M · min. income ≈ HK$89,892/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$695,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,051
−HK$2,542/mo
▼ 0.25% · 3.875%
HK$48,313
−HK$1,280/mo
Today · 4.125%
HK$49,593
baseline
▲ 0.50% · 4.625%
HK$52,208
+HK$2,615/mo
Deposit HK$9.27M · loan HK$9.27M · min. income ≈ HK$99,186/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$695,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,753
−HK$3,182/mo
▼ 0.25% · 3.875%
HK$52,331
−HK$1,604/mo
Today · 4.125%
HK$53,935
baseline
▲ 0.50% · 4.625%
HK$57,217
+HK$3,282/mo
Deposit HK$7.42M · loan HK$11.13M · min. income ≈ HK$107,870/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$695,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,462
−HK$3,050/mo
▼ 0.25% · 3.875%
HK$57,976
−HK$1,536/mo
Today · 4.125%
HK$59,512
baseline
▲ 0.50% · 4.625%
HK$62,649
+HK$3,137/mo
Deposit HK$7.42M · loan HK$11.13M · min. income ≈ HK$119,024/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$695,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,211
−HK$3,713/mo
▼ 0.25% · 3.875%
HK$61,053
−HK$1,871/mo
Today · 4.125%
HK$62,924
baseline
▲ 0.50% · 4.625%
HK$66,753
+HK$3,829/mo
Deposit HK$5.56M · loan HK$12.98M · min. income ≈ HK$125,848/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,872
−HK$3,559/mo
▼ 0.25% · 3.875%
HK$67,639
−HK$1,792/mo
Today · 4.125%
HK$69,431
baseline
▲ 0.50% · 4.625%
HK$73,091
+HK$3,660/mo
Deposit HK$5.56M · loan HK$12.98M · min. income ≈ HK$138,862/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,129
−HK$4,774/mo
▼ 0.25% · 3.875%
HK$78,497
−HK$2,406/mo
Today · 4.125%
HK$80,903
baseline
▲ 0.50% · 4.625%
HK$85,825
+HK$4,922/mo
Deposit HK$1.85M · loan HK$16.69M · min. income ≈ HK$161,806/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,692
−HK$4,576/mo
▼ 0.25% · 3.875%
HK$86,964
−HK$2,304/mo
Today · 4.125%
HK$89,268
baseline
▲ 0.50% · 4.625%
HK$93,974
+HK$4,706/mo
Deposit HK$1.85M · loan HK$16.69M · min. income ≈ HK$178,536/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,543 · Scale 2, in force from 26 Feb 2026)