LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,296
−HK$2,652/mo
▼ 0.25% · 3.875%
HK$43,611
−HK$1,337/mo
Today · 4.125%
HK$44,948
baseline
▲ 0.50% · 4.625%
HK$47,683
+HK$2,735/mo
Deposit HK$9.27M · loan HK$9.27M · min. income ≈ HK$89,896/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$695,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,054
−HK$2,542/mo
▼ 0.25% · 3.875%
HK$48,316
−HK$1,280/mo
Today · 4.125%
HK$49,596
baseline
▲ 0.50% · 4.625%
HK$52,210
+HK$2,614/mo
Deposit HK$9.27M · loan HK$9.27M · min. income ≈ HK$99,192/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$695,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,755
−HK$3,183/mo
▼ 0.25% · 3.875%
HK$52,334
−HK$1,604/mo
Today · 4.125%
HK$53,938
baseline
▲ 0.50% · 4.625%
HK$57,220
+HK$3,282/mo
Deposit HK$7.42M · loan HK$11.13M · min. income ≈ HK$107,876/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$695,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,464
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$57,979
−HK$1,536/mo
Today · 4.125%
HK$59,515
baseline
▲ 0.50% · 4.625%
HK$62,652
+HK$3,137/mo
Deposit HK$7.42M · loan HK$11.13M · min. income ≈ HK$119,030/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$695,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,214
−HK$3,713/mo
▼ 0.25% · 3.875%
HK$61,056
−HK$1,871/mo
Today · 4.125%
HK$62,927
baseline
▲ 0.50% · 4.625%
HK$66,756
+HK$3,829/mo
Deposit HK$5.56M · loan HK$12.98M · min. income ≈ HK$125,854/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,875
−HK$3,559/mo
▼ 0.25% · 3.875%
HK$67,642
−HK$1,792/mo
Today · 4.125%
HK$69,434
baseline
▲ 0.50% · 4.625%
HK$73,094
+HK$3,660/mo
Deposit HK$5.56M · loan HK$12.98M · min. income ≈ HK$138,868/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,132
−HK$4,774/mo
▼ 0.25% · 3.875%
HK$78,500
−HK$2,406/mo
Today · 4.125%
HK$80,906
baseline
▲ 0.50% · 4.625%
HK$85,829
+HK$4,923/mo
Deposit HK$1.85M · loan HK$16.69M · min. income ≈ HK$161,812/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,696
−HK$4,576/mo
▼ 0.25% · 3.875%
HK$86,968
−HK$2,304/mo
Today · 4.125%
HK$89,272
baseline
▲ 0.50% · 4.625%
HK$93,978
+HK$4,706/mo
Deposit HK$1.85M · loan HK$16.69M · min. income ≈ HK$178,544/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,576 · Scale 2, in force from 26 Feb 2026)