LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,298
−HK$2,652/mo
▼ 0.25% · 3.875%
HK$43,613
−HK$1,337/mo
Today · 4.125%
HK$44,950
baseline
▲ 0.50% · 4.625%
HK$47,685
+HK$2,735/mo
Deposit HK$9.27M · loan HK$9.27M · min. income ≈ HK$89,900/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$695,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,056
−HK$2,542/mo
▼ 0.25% · 3.875%
HK$48,318
−HK$1,280/mo
Today · 4.125%
HK$49,598
baseline
▲ 0.50% · 4.625%
HK$52,212
+HK$2,614/mo
Deposit HK$9.27M · loan HK$9.27M · min. income ≈ HK$99,196/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$695,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,757
−HK$3,183/mo
▼ 0.25% · 3.875%
HK$52,336
−HK$1,604/mo
Today · 4.125%
HK$53,940
baseline
▲ 0.50% · 4.625%
HK$57,222
+HK$3,282/mo
Deposit HK$7.42M · loan HK$11.13M · min. income ≈ HK$107,880/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$695,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,467
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$57,981
−HK$1,537/mo
Today · 4.125%
HK$59,518
baseline
▲ 0.50% · 4.625%
HK$62,655
+HK$3,137/mo
Deposit HK$7.42M · loan HK$11.13M · min. income ≈ HK$119,036/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$695,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,217
−HK$3,713/mo
▼ 0.25% · 3.875%
HK$61,059
−HK$1,871/mo
Today · 4.125%
HK$62,930
baseline
▲ 0.50% · 4.625%
HK$66,759
+HK$3,829/mo
Deposit HK$5.56M · loan HK$12.98M · min. income ≈ HK$125,860/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,878
−HK$3,559/mo
▼ 0.25% · 3.875%
HK$67,645
−HK$1,792/mo
Today · 4.125%
HK$69,437
baseline
▲ 0.50% · 4.625%
HK$73,097
+HK$3,660/mo
Deposit HK$5.56M · loan HK$12.98M · min. income ≈ HK$138,874/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,136
−HK$4,774/mo
▼ 0.25% · 3.875%
HK$78,504
−HK$2,406/mo
Today · 4.125%
HK$80,910
baseline
▲ 0.50% · 4.625%
HK$85,833
+HK$4,923/mo
Deposit HK$1.85M · loan HK$16.69M · min. income ≈ HK$161,820/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,700
−HK$4,576/mo
▼ 0.25% · 3.875%
HK$86,972
−HK$2,304/mo
Today · 4.125%
HK$89,276
baseline
▲ 0.50% · 4.625%
HK$93,982
+HK$4,706/mo
Deposit HK$1.85M · loan HK$16.69M · min. income ≈ HK$178,552/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,606 · Scale 2, in force from 26 Feb 2026)