LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,301
−HK$2,652/mo
▼ 0.25% · 3.875%
HK$43,617
−HK$1,336/mo
Today · 4.125%
HK$44,953
baseline
▲ 0.50% · 4.625%
HK$47,689
+HK$2,736/mo
Deposit HK$9.28M · loan HK$9.28M · min. income ≈ HK$89,906/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$695,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,059
−HK$2,543/mo
▼ 0.25% · 3.875%
HK$48,321
−HK$1,281/mo
Today · 4.125%
HK$49,602
baseline
▲ 0.50% · 4.625%
HK$52,216
+HK$2,614/mo
Deposit HK$9.28M · loan HK$9.28M · min. income ≈ HK$99,204/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$695,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,761
−HK$3,183/mo
▼ 0.25% · 3.875%
HK$52,340
−HK$1,604/mo
Today · 4.125%
HK$53,944
baseline
▲ 0.50% · 4.625%
HK$57,226
+HK$3,282/mo
Deposit HK$7.42M · loan HK$11.13M · min. income ≈ HK$107,888/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$695,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,471
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$57,986
−HK$1,536/mo
Today · 4.125%
HK$59,522
baseline
▲ 0.50% · 4.625%
HK$62,659
+HK$3,137/mo
Deposit HK$7.42M · loan HK$11.13M · min. income ≈ HK$119,044/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$695,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,221
−HK$3,714/mo
▼ 0.25% · 3.875%
HK$61,063
−HK$1,872/mo
Today · 4.125%
HK$62,935
baseline
▲ 0.50% · 4.625%
HK$66,764
+HK$3,829/mo
Deposit HK$5.57M · loan HK$12.99M · min. income ≈ HK$125,870/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,883
−HK$3,559/mo
▼ 0.25% · 3.875%
HK$67,650
−HK$1,792/mo
Today · 4.125%
HK$69,442
baseline
▲ 0.50% · 4.625%
HK$73,103
+HK$3,661/mo
Deposit HK$5.57M · loan HK$12.99M · min. income ≈ HK$138,884/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,141
−HK$4,775/mo
▼ 0.25% · 3.875%
HK$78,510
−HK$2,406/mo
Today · 4.125%
HK$80,916
baseline
▲ 0.50% · 4.625%
HK$85,840
+HK$4,924/mo
Deposit HK$1.86M · loan HK$16.70M · min. income ≈ HK$161,832/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,707
−HK$4,576/mo
▼ 0.25% · 3.875%
HK$86,978
−HK$2,305/mo
Today · 4.125%
HK$89,283
baseline
▲ 0.50% · 4.625%
HK$93,989
+HK$4,706/mo
Deposit HK$1.86M · loan HK$16.70M · min. income ≈ HK$178,566/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,659 · Scale 2, in force from 26 Feb 2026)