LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,302
−HK$2,652/mo
▼ 0.25% · 3.875%
HK$43,617
−HK$1,337/mo
Today · 4.125%
HK$44,954
baseline
▲ 0.50% · 4.625%
HK$47,690
+HK$2,736/mo
Deposit HK$9.28M · loan HK$9.28M · min. income ≈ HK$89,908/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$695,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,060
−HK$2,543/mo
▼ 0.25% · 3.875%
HK$48,322
−HK$1,281/mo
Today · 4.125%
HK$49,603
baseline
▲ 0.50% · 4.625%
HK$52,217
+HK$2,614/mo
Deposit HK$9.28M · loan HK$9.28M · min. income ≈ HK$99,206/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$695,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,762
−HK$3,183/mo
▼ 0.25% · 3.875%
HK$52,341
−HK$1,604/mo
Today · 4.125%
HK$53,945
baseline
▲ 0.50% · 4.625%
HK$57,228
+HK$3,283/mo
Deposit HK$7.42M · loan HK$11.13M · min. income ≈ HK$107,890/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$695,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,472
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$57,987
−HK$1,536/mo
Today · 4.125%
HK$59,523
baseline
▲ 0.50% · 4.625%
HK$62,661
+HK$3,138/mo
Deposit HK$7.42M · loan HK$11.13M · min. income ≈ HK$119,046/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$695,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,222
−HK$3,714/mo
▼ 0.25% · 3.875%
HK$61,064
−HK$1,872/mo
Today · 4.125%
HK$62,936
baseline
▲ 0.50% · 4.625%
HK$66,766
+HK$3,830/mo
Deposit HK$5.57M · loan HK$12.99M · min. income ≈ HK$125,872/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,884
−HK$3,560/mo
▼ 0.25% · 3.875%
HK$67,651
−HK$1,793/mo
Today · 4.125%
HK$69,444
baseline
▲ 0.50% · 4.625%
HK$73,104
+HK$3,660/mo
Deposit HK$5.57M · loan HK$12.99M · min. income ≈ HK$138,888/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,143
−HK$4,775/mo
▼ 0.25% · 3.875%
HK$78,511
−HK$2,407/mo
Today · 4.125%
HK$80,918
baseline
▲ 0.50% · 4.625%
HK$85,841
+HK$4,923/mo
Deposit HK$1.86M · loan HK$16.70M · min. income ≈ HK$161,836/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,708
−HK$4,577/mo
▼ 0.25% · 3.875%
HK$86,980
−HK$2,305/mo
Today · 4.125%
HK$89,285
baseline
▲ 0.50% · 4.625%
HK$93,991
+HK$4,706/mo
Deposit HK$1.86M · loan HK$16.70M · min. income ≈ HK$178,570/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,673 · Scale 2, in force from 26 Feb 2026)