LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,302
−HK$2,653/mo
▼ 0.25% · 3.875%
HK$43,618
−HK$1,337/mo
Today · 4.125%
HK$44,955
baseline
▲ 0.50% · 4.625%
HK$47,690
+HK$2,735/mo
Deposit HK$9.28M · loan HK$9.28M · min. income ≈ HK$89,910/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$695,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,061
−HK$2,542/mo
▼ 0.25% · 3.875%
HK$48,323
−HK$1,280/mo
Today · 4.125%
HK$49,603
baseline
▲ 0.50% · 4.625%
HK$52,218
+HK$2,615/mo
Deposit HK$9.28M · loan HK$9.28M · min. income ≈ HK$99,206/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$695,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,763
−HK$3,183/mo
▼ 0.25% · 3.875%
HK$52,342
−HK$1,604/mo
Today · 4.125%
HK$53,946
baseline
▲ 0.50% · 4.625%
HK$57,229
+HK$3,283/mo
Deposit HK$7.42M · loan HK$11.13M · min. income ≈ HK$107,892/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$695,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,473
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$57,988
−HK$1,536/mo
Today · 4.125%
HK$59,524
baseline
▲ 0.50% · 4.625%
HK$62,662
+HK$3,138/mo
Deposit HK$7.42M · loan HK$11.13M · min. income ≈ HK$119,048/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$695,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,223
−HK$3,714/mo
▼ 0.25% · 3.875%
HK$61,065
−HK$1,872/mo
Today · 4.125%
HK$62,937
baseline
▲ 0.50% · 4.625%
HK$66,767
+HK$3,830/mo
Deposit HK$5.57M · loan HK$12.99M · min. income ≈ HK$125,874/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,885
−HK$3,560/mo
▼ 0.25% · 3.875%
HK$67,652
−HK$1,793/mo
Today · 4.125%
HK$69,445
baseline
▲ 0.50% · 4.625%
HK$73,105
+HK$3,660/mo
Deposit HK$5.57M · loan HK$12.99M · min. income ≈ HK$138,890/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,144
−HK$4,775/mo
▼ 0.25% · 3.875%
HK$78,513
−HK$2,406/mo
Today · 4.125%
HK$80,919
baseline
▲ 0.50% · 4.625%
HK$85,843
+HK$4,924/mo
Deposit HK$1.86M · loan HK$16.70M · min. income ≈ HK$161,838/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,710
−HK$4,576/mo
▼ 0.25% · 3.875%
HK$86,982
−HK$2,304/mo
Today · 4.125%
HK$89,286
baseline
▲ 0.50% · 4.625%
HK$93,993
+HK$4,707/mo
Deposit HK$1.86M · loan HK$16.70M · min. income ≈ HK$178,572/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,684 · Scale 2, in force from 26 Feb 2026)