LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,306
−HK$2,653/mo
▼ 0.25% · 3.875%
HK$43,622
−HK$1,337/mo
Today · 4.125%
HK$44,959
baseline
▲ 0.50% · 4.625%
HK$47,695
+HK$2,736/mo
Deposit HK$9.28M · loan HK$9.28M · min. income ≈ HK$89,918/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$695,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,065
−HK$2,543/mo
▼ 0.25% · 3.875%
HK$48,327
−HK$1,281/mo
Today · 4.125%
HK$49,608
baseline
▲ 0.50% · 4.625%
HK$52,223
+HK$2,615/mo
Deposit HK$9.28M · loan HK$9.28M · min. income ≈ HK$99,216/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$695,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,767
−HK$3,184/mo
▼ 0.25% · 3.875%
HK$52,347
−HK$1,604/mo
Today · 4.125%
HK$53,951
baseline
▲ 0.50% · 4.625%
HK$57,234
+HK$3,283/mo
Deposit HK$7.42M · loan HK$11.13M · min. income ≈ HK$107,902/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$695,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,478
−HK$3,052/mo
▼ 0.25% · 3.875%
HK$57,993
−HK$1,537/mo
Today · 4.125%
HK$59,530
baseline
▲ 0.50% · 4.625%
HK$62,667
+HK$3,137/mo
Deposit HK$7.42M · loan HK$11.13M · min. income ≈ HK$119,060/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$695,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,229
−HK$3,714/mo
▼ 0.25% · 3.875%
HK$61,071
−HK$1,872/mo
Today · 4.125%
HK$62,943
baseline
▲ 0.50% · 4.625%
HK$66,773
+HK$3,830/mo
Deposit HK$5.57M · loan HK$12.99M · min. income ≈ HK$125,886/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,891
−HK$3,560/mo
▼ 0.25% · 3.875%
HK$67,658
−HK$1,793/mo
Today · 4.125%
HK$69,451
baseline
▲ 0.50% · 4.625%
HK$73,112
+HK$3,661/mo
Deposit HK$5.57M · loan HK$12.99M · min. income ≈ HK$138,902/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,151
−HK$4,775/mo
▼ 0.25% · 3.875%
HK$78,520
−HK$2,406/mo
Today · 4.125%
HK$80,926
baseline
▲ 0.50% · 4.625%
HK$85,851
+HK$4,925/mo
Deposit HK$1.86M · loan HK$16.70M · min. income ≈ HK$161,852/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,717
−HK$4,577/mo
▼ 0.25% · 3.875%
HK$86,989
−HK$2,305/mo
Today · 4.125%
HK$89,294
baseline
▲ 0.50% · 4.625%
HK$94,001
+HK$4,707/mo
Deposit HK$1.86M · loan HK$16.70M · min. income ≈ HK$178,588/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,747 · Scale 2, in force from 26 Feb 2026)