LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,310
−HK$2,653/mo
▼ 0.25% · 3.875%
HK$43,626
−HK$1,337/mo
Today · 4.125%
HK$44,963
baseline
▲ 0.50% · 4.625%
HK$47,699
+HK$2,736/mo
Deposit HK$9.28M · loan HK$9.28M · min. income ≈ HK$89,926/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$695,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,069
−HK$2,543/mo
▼ 0.25% · 3.875%
HK$48,332
−HK$1,280/mo
Today · 4.125%
HK$49,612
baseline
▲ 0.50% · 4.625%
HK$52,227
+HK$2,615/mo
Deposit HK$9.28M · loan HK$9.28M · min. income ≈ HK$99,224/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$695,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,772
−HK$3,184/mo
▼ 0.25% · 3.875%
HK$52,351
−HK$1,605/mo
Today · 4.125%
HK$53,956
baseline
▲ 0.50% · 4.625%
HK$57,239
+HK$3,283/mo
Deposit HK$7.42M · loan HK$11.13M · min. income ≈ HK$107,912/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$695,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,483
−HK$3,052/mo
▼ 0.25% · 3.875%
HK$57,998
−HK$1,537/mo
Today · 4.125%
HK$59,535
baseline
▲ 0.50% · 4.625%
HK$62,673
+HK$3,138/mo
Deposit HK$7.42M · loan HK$11.13M · min. income ≈ HK$119,070/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$695,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,234
−HK$3,714/mo
▼ 0.25% · 3.875%
HK$61,076
−HK$1,872/mo
Today · 4.125%
HK$62,948
baseline
▲ 0.50% · 4.625%
HK$66,778
+HK$3,830/mo
Deposit HK$5.57M · loan HK$12.99M · min. income ≈ HK$125,896/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,897
−HK$3,560/mo
▼ 0.25% · 3.875%
HK$67,664
−HK$1,793/mo
Today · 4.125%
HK$69,457
baseline
▲ 0.50% · 4.625%
HK$73,118
+HK$3,661/mo
Deposit HK$5.57M · loan HK$12.99M · min. income ≈ HK$138,914/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,158
−HK$4,775/mo
▼ 0.25% · 3.875%
HK$78,527
−HK$2,406/mo
Today · 4.125%
HK$80,933
baseline
▲ 0.50% · 4.625%
HK$85,858
+HK$4,925/mo
Deposit HK$1.86M · loan HK$16.70M · min. income ≈ HK$161,866/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,725
−HK$4,577/mo
▼ 0.25% · 3.875%
HK$86,997
−HK$2,305/mo
Today · 4.125%
HK$89,302
baseline
▲ 0.50% · 4.625%
HK$94,009
+HK$4,707/mo
Deposit HK$1.86M · loan HK$16.70M · min. income ≈ HK$178,604/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,808 · Scale 2, in force from 26 Feb 2026)