LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,311
−HK$2,654/mo
▼ 0.25% · 3.875%
HK$43,627
−HK$1,338/mo
Today · 4.125%
HK$44,965
baseline
▲ 0.50% · 4.625%
HK$47,701
+HK$2,736/mo
Deposit HK$9.28M · loan HK$9.28M · min. income ≈ HK$89,930/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$695,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,071
−HK$2,543/mo
▼ 0.25% · 3.875%
HK$48,333
−HK$1,281/mo
Today · 4.125%
HK$49,614
baseline
▲ 0.50% · 4.625%
HK$52,229
+HK$2,615/mo
Deposit HK$9.28M · loan HK$9.28M · min. income ≈ HK$99,228/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$695,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,773
−HK$3,184/mo
▼ 0.25% · 3.875%
HK$52,353
−HK$1,604/mo
Today · 4.125%
HK$53,957
baseline
▲ 0.50% · 4.625%
HK$57,241
+HK$3,284/mo
Deposit HK$7.42M · loan HK$11.13M · min. income ≈ HK$107,914/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$695,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,485
−HK$3,052/mo
▼ 0.25% · 3.875%
HK$58,000
−HK$1,537/mo
Today · 4.125%
HK$59,537
baseline
▲ 0.50% · 4.625%
HK$62,675
+HK$3,138/mo
Deposit HK$7.42M · loan HK$11.13M · min. income ≈ HK$119,074/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$695,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,236
−HK$3,714/mo
▼ 0.25% · 3.875%
HK$61,078
−HK$1,872/mo
Today · 4.125%
HK$62,950
baseline
▲ 0.50% · 4.625%
HK$66,781
+HK$3,831/mo
Deposit HK$5.57M · loan HK$12.99M · min. income ≈ HK$125,900/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,899
−HK$3,560/mo
▼ 0.25% · 3.875%
HK$67,667
−HK$1,792/mo
Today · 4.125%
HK$69,459
baseline
▲ 0.50% · 4.625%
HK$73,121
+HK$3,662/mo
Deposit HK$5.57M · loan HK$12.99M · min. income ≈ HK$138,918/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,160
−HK$4,776/mo
▼ 0.25% · 3.875%
HK$78,529
−HK$2,407/mo
Today · 4.125%
HK$80,936
baseline
▲ 0.50% · 4.625%
HK$85,861
+HK$4,925/mo
Deposit HK$1.86M · loan HK$16.70M · min. income ≈ HK$161,872/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,727
−HK$4,578/mo
▼ 0.25% · 3.875%
HK$87,000
−HK$2,305/mo
Today · 4.125%
HK$89,305
baseline
▲ 0.50% · 4.625%
HK$94,012
+HK$4,707/mo
Deposit HK$1.86M · loan HK$16.70M · min. income ≈ HK$178,610/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,831 · Scale 2, in force from 26 Feb 2026)