LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,313
−HK$2,653/mo
▼ 0.25% · 3.875%
HK$43,629
−HK$1,337/mo
Today · 4.125%
HK$44,966
baseline
▲ 0.50% · 4.625%
HK$47,702
+HK$2,736/mo
Deposit HK$9.28M · loan HK$9.28M · min. income ≈ HK$89,932/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$695,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,073
−HK$2,543/mo
▼ 0.25% · 3.875%
HK$48,335
−HK$1,281/mo
Today · 4.125%
HK$49,616
baseline
▲ 0.50% · 4.625%
HK$52,231
+HK$2,615/mo
Deposit HK$9.28M · loan HK$9.28M · min. income ≈ HK$99,232/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$695,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,776
−HK$3,184/mo
▼ 0.25% · 3.875%
HK$52,355
−HK$1,605/mo
Today · 4.125%
HK$53,960
baseline
▲ 0.50% · 4.625%
HK$57,243
+HK$3,283/mo
Deposit HK$7.42M · loan HK$11.13M · min. income ≈ HK$107,920/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$695,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,487
−HK$3,052/mo
▼ 0.25% · 3.875%
HK$58,002
−HK$1,537/mo
Today · 4.125%
HK$59,539
baseline
▲ 0.50% · 4.625%
HK$62,677
+HK$3,138/mo
Deposit HK$7.42M · loan HK$11.13M · min. income ≈ HK$119,078/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$695,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,238
−HK$3,715/mo
▼ 0.25% · 3.875%
HK$61,081
−HK$1,872/mo
Today · 4.125%
HK$62,953
baseline
▲ 0.50% · 4.625%
HK$66,783
+HK$3,830/mo
Deposit HK$5.57M · loan HK$12.99M · min. income ≈ HK$125,906/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,902
−HK$3,560/mo
▼ 0.25% · 3.875%
HK$67,669
−HK$1,793/mo
Today · 4.125%
HK$69,462
baseline
▲ 0.50% · 4.625%
HK$73,124
+HK$3,662/mo
Deposit HK$5.57M · loan HK$12.99M · min. income ≈ HK$138,924/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,163
−HK$4,776/mo
▼ 0.25% · 3.875%
HK$78,532
−HK$2,407/mo
Today · 4.125%
HK$80,939
baseline
▲ 0.50% · 4.625%
HK$85,864
+HK$4,925/mo
Deposit HK$1.86M · loan HK$16.70M · min. income ≈ HK$161,878/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,731
−HK$4,578/mo
▼ 0.25% · 3.875%
HK$87,003
−HK$2,306/mo
Today · 4.125%
HK$89,309
baseline
▲ 0.50% · 4.625%
HK$94,016
+HK$4,707/mo
Deposit HK$1.86M · loan HK$16.70M · min. income ≈ HK$178,618/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,859 · Scale 2, in force from 26 Feb 2026)