LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,317
−HK$2,654/mo
▼ 0.25% · 3.875%
HK$43,633
−HK$1,338/mo
Today · 4.125%
HK$44,971
baseline
▲ 0.50% · 4.625%
HK$47,707
+HK$2,736/mo
Deposit HK$9.28M · loan HK$9.28M · min. income ≈ HK$89,942/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$695,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,077
−HK$2,544/mo
▼ 0.25% · 3.875%
HK$48,340
−HK$1,281/mo
Today · 4.125%
HK$49,621
baseline
▲ 0.50% · 4.625%
HK$52,236
+HK$2,615/mo
Deposit HK$9.28M · loan HK$9.28M · min. income ≈ HK$99,242/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$695,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,781
−HK$3,184/mo
▼ 0.25% · 3.875%
HK$52,360
−HK$1,605/mo
Today · 4.125%
HK$53,965
baseline
▲ 0.50% · 4.625%
HK$57,249
+HK$3,284/mo
Deposit HK$7.42M · loan HK$11.13M · min. income ≈ HK$107,930/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$695,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,493
−HK$3,052/mo
▼ 0.25% · 3.875%
HK$58,008
−HK$1,537/mo
Today · 4.125%
HK$59,545
baseline
▲ 0.50% · 4.625%
HK$62,684
+HK$3,139/mo
Deposit HK$7.42M · loan HK$11.13M · min. income ≈ HK$119,090/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$695,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,244
−HK$3,715/mo
▼ 0.25% · 3.875%
HK$61,087
−HK$1,872/mo
Today · 4.125%
HK$62,959
baseline
▲ 0.50% · 4.625%
HK$66,790
+HK$3,831/mo
Deposit HK$5.57M · loan HK$12.99M · min. income ≈ HK$125,918/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,908
−HK$3,561/mo
▼ 0.25% · 3.875%
HK$67,676
−HK$1,793/mo
Today · 4.125%
HK$69,469
baseline
▲ 0.50% · 4.625%
HK$73,131
+HK$3,662/mo
Deposit HK$5.57M · loan HK$12.99M · min. income ≈ HK$138,938/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,171
−HK$4,776/mo
▼ 0.25% · 3.875%
HK$78,540
−HK$2,407/mo
Today · 4.125%
HK$80,947
baseline
▲ 0.50% · 4.625%
HK$85,873
+HK$4,926/mo
Deposit HK$1.86M · loan HK$16.70M · min. income ≈ HK$161,894/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,739
−HK$4,578/mo
▼ 0.25% · 3.875%
HK$87,012
−HK$2,305/mo
Today · 4.125%
HK$89,317
baseline
▲ 0.50% · 4.625%
HK$94,025
+HK$4,708/mo
Deposit HK$1.86M · loan HK$16.70M · min. income ≈ HK$178,634/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,927 · Scale 2, in force from 26 Feb 2026)