LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,319
−HK$2,654/mo
▼ 0.25% · 3.875%
HK$43,635
−HK$1,338/mo
Today · 4.125%
HK$44,973
baseline
▲ 0.50% · 4.625%
HK$47,709
+HK$2,736/mo
Deposit HK$9.28M · loan HK$9.28M · min. income ≈ HK$89,946/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$695,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,079
−HK$2,544/mo
▼ 0.25% · 3.875%
HK$48,342
−HK$1,281/mo
Today · 4.125%
HK$49,623
baseline
▲ 0.50% · 4.625%
HK$52,238
+HK$2,615/mo
Deposit HK$9.28M · loan HK$9.28M · min. income ≈ HK$99,246/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$695,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,783
−HK$3,184/mo
▼ 0.25% · 3.875%
HK$52,362
−HK$1,605/mo
Today · 4.125%
HK$53,967
baseline
▲ 0.50% · 4.625%
HK$57,251
+HK$3,284/mo
Deposit HK$7.42M · loan HK$11.14M · min. income ≈ HK$107,934/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$695,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,495
−HK$3,052/mo
▼ 0.25% · 3.875%
HK$58,010
−HK$1,537/mo
Today · 4.125%
HK$59,547
baseline
▲ 0.50% · 4.625%
HK$62,686
+HK$3,139/mo
Deposit HK$7.42M · loan HK$11.14M · min. income ≈ HK$119,094/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$695,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,246
−HK$3,716/mo
▼ 0.25% · 3.875%
HK$61,089
−HK$1,873/mo
Today · 4.125%
HK$62,962
baseline
▲ 0.50% · 4.625%
HK$66,793
+HK$3,831/mo
Deposit HK$5.57M · loan HK$12.99M · min. income ≈ HK$125,924/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,911
−HK$3,561/mo
▼ 0.25% · 3.875%
HK$67,679
−HK$1,793/mo
Today · 4.125%
HK$69,472
baseline
▲ 0.50% · 4.625%
HK$73,134
+HK$3,662/mo
Deposit HK$5.57M · loan HK$12.99M · min. income ≈ HK$138,944/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,174
−HK$4,777/mo
▼ 0.25% · 3.875%
HK$78,543
−HK$2,408/mo
Today · 4.125%
HK$80,951
baseline
▲ 0.50% · 4.625%
HK$85,876
+HK$4,925/mo
Deposit HK$1.86M · loan HK$16.70M · min. income ≈ HK$161,902/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,743
−HK$4,578/mo
▼ 0.25% · 3.875%
HK$87,015
−HK$2,306/mo
Today · 4.125%
HK$89,321
baseline
▲ 0.50% · 4.625%
HK$94,029
+HK$4,708/mo
Deposit HK$1.86M · loan HK$16.70M · min. income ≈ HK$178,642/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,955 · Scale 2, in force from 26 Feb 2026)