LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,321
−HK$2,653/mo
▼ 0.25% · 3.875%
HK$43,637
−HK$1,337/mo
Today · 4.125%
HK$44,974
baseline
▲ 0.50% · 4.625%
HK$47,711
+HK$2,737/mo
Deposit HK$9.28M · loan HK$9.28M · min. income ≈ HK$89,948/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$695,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,081
−HK$2,544/mo
▼ 0.25% · 3.875%
HK$48,344
−HK$1,281/mo
Today · 4.125%
HK$49,625
baseline
▲ 0.50% · 4.625%
HK$52,241
+HK$2,616/mo
Deposit HK$9.28M · loan HK$9.28M · min. income ≈ HK$99,250/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$695,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,785
−HK$3,184/mo
▼ 0.25% · 3.875%
HK$52,364
−HK$1,605/mo
Today · 4.125%
HK$53,969
baseline
▲ 0.50% · 4.625%
HK$57,253
+HK$3,284/mo
Deposit HK$7.42M · loan HK$11.14M · min. income ≈ HK$107,938/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$695,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,497
−HK$3,053/mo
▼ 0.25% · 3.875%
HK$58,013
−HK$1,537/mo
Today · 4.125%
HK$59,550
baseline
▲ 0.50% · 4.625%
HK$62,689
+HK$3,139/mo
Deposit HK$7.42M · loan HK$11.14M · min. income ≈ HK$119,100/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$695,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,249
−HK$3,715/mo
▼ 0.25% · 3.875%
HK$61,092
−HK$1,872/mo
Today · 4.125%
HK$62,964
baseline
▲ 0.50% · 4.625%
HK$66,795
+HK$3,831/mo
Deposit HK$5.57M · loan HK$12.99M · min. income ≈ HK$125,928/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,914
−HK$3,561/mo
▼ 0.25% · 3.875%
HK$67,681
−HK$1,794/mo
Today · 4.125%
HK$69,475
baseline
▲ 0.50% · 4.625%
HK$73,137
+HK$3,662/mo
Deposit HK$5.57M · loan HK$12.99M · min. income ≈ HK$138,950/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$695,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,177
−HK$4,777/mo
▼ 0.25% · 3.875%
HK$78,547
−HK$2,407/mo
Today · 4.125%
HK$80,954
baseline
▲ 0.50% · 4.625%
HK$85,880
+HK$4,926/mo
Deposit HK$1.86M · loan HK$16.70M · min. income ≈ HK$161,908/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,746
−HK$4,579/mo
▼ 0.25% · 3.875%
HK$87,019
−HK$2,306/mo
Today · 4.125%
HK$89,325
baseline
▲ 0.50% · 4.625%
HK$94,033
+HK$4,708/mo
Deposit HK$1.86M · loan HK$16.70M · min. income ≈ HK$178,650/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$695,984 · Scale 2, in force from 26 Feb 2026)