LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,323
−HK$2,654/mo
▼ 0.25% · 3.875%
HK$43,639
−HK$1,338/mo
Today · 4.125%
HK$44,977
baseline
▲ 0.50% · 4.625%
HK$47,713
+HK$2,736/mo
Deposit HK$9.28M · loan HK$9.28M · min. income ≈ HK$89,954/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$696,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,084
−HK$2,543/mo
▼ 0.25% · 3.875%
HK$48,346
−HK$1,281/mo
Today · 4.125%
HK$49,627
baseline
▲ 0.50% · 4.625%
HK$52,243
+HK$2,616/mo
Deposit HK$9.28M · loan HK$9.28M · min. income ≈ HK$99,254/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$696,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,787
−HK$3,185/mo
▼ 0.25% · 3.875%
HK$52,367
−HK$1,605/mo
Today · 4.125%
HK$53,972
baseline
▲ 0.50% · 4.625%
HK$57,256
+HK$3,284/mo
Deposit HK$7.42M · loan HK$11.14M · min. income ≈ HK$107,944/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$696,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,500
−HK$3,053/mo
▼ 0.25% · 3.875%
HK$58,016
−HK$1,537/mo
Today · 4.125%
HK$59,553
baseline
▲ 0.50% · 4.625%
HK$62,692
+HK$3,139/mo
Deposit HK$7.42M · loan HK$11.14M · min. income ≈ HK$119,106/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$696,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,252
−HK$3,715/mo
▼ 0.25% · 3.875%
HK$61,095
−HK$1,872/mo
Today · 4.125%
HK$62,967
baseline
▲ 0.50% · 4.625%
HK$66,799
+HK$3,832/mo
Deposit HK$5.57M · loan HK$12.99M · min. income ≈ HK$125,934/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$696,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,917
−HK$3,561/mo
▼ 0.25% · 3.875%
HK$67,685
−HK$1,793/mo
Today · 4.125%
HK$69,478
baseline
▲ 0.50% · 4.625%
HK$73,141
+HK$3,663/mo
Deposit HK$5.57M · loan HK$12.99M · min. income ≈ HK$138,956/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$696,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,181
−HK$4,777/mo
▼ 0.25% · 3.875%
HK$78,550
−HK$2,408/mo
Today · 4.125%
HK$80,958
baseline
▲ 0.50% · 4.625%
HK$85,884
+HK$4,926/mo
Deposit HK$1.86M · loan HK$16.70M · min. income ≈ HK$161,916/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$696,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,750
−HK$4,579/mo
▼ 0.25% · 3.875%
HK$87,023
−HK$2,306/mo
Today · 4.125%
HK$89,329
baseline
▲ 0.50% · 4.625%
HK$94,038
+HK$4,709/mo
Deposit HK$1.86M · loan HK$16.70M · min. income ≈ HK$178,658/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$696,019 · Scale 2, in force from 26 Feb 2026)