LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,325
−HK$2,655/mo
▼ 0.25% · 3.875%
HK$43,642
−HK$1,338/mo
Today · 4.125%
HK$44,980
baseline
▲ 0.50% · 4.625%
HK$47,717
+HK$2,737/mo
Deposit HK$9.28M · loan HK$9.28M · min. income ≈ HK$89,960/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$696,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,087
−HK$2,544/mo
▼ 0.25% · 3.875%
HK$48,349
−HK$1,282/mo
Today · 4.125%
HK$49,631
baseline
▲ 0.50% · 4.625%
HK$52,247
+HK$2,616/mo
Deposit HK$9.28M · loan HK$9.28M · min. income ≈ HK$99,262/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$696,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,791
−HK$3,185/mo
▼ 0.25% · 3.875%
HK$52,370
−HK$1,606/mo
Today · 4.125%
HK$53,976
baseline
▲ 0.50% · 4.625%
HK$57,260
+HK$3,284/mo
Deposit HK$7.42M · loan HK$11.14M · min. income ≈ HK$107,952/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$696,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,504
−HK$3,053/mo
▼ 0.25% · 3.875%
HK$58,019
−HK$1,538/mo
Today · 4.125%
HK$59,557
baseline
▲ 0.50% · 4.625%
HK$62,696
+HK$3,139/mo
Deposit HK$7.42M · loan HK$11.14M · min. income ≈ HK$119,114/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$696,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,256
−HK$3,715/mo
▼ 0.25% · 3.875%
HK$61,099
−HK$1,872/mo
Today · 4.125%
HK$62,971
baseline
▲ 0.50% · 4.625%
HK$66,803
+HK$3,832/mo
Deposit HK$5.57M · loan HK$12.99M · min. income ≈ HK$125,942/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$696,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,921
−HK$3,562/mo
▼ 0.25% · 3.875%
HK$67,689
−HK$1,794/mo
Today · 4.125%
HK$69,483
baseline
▲ 0.50% · 4.625%
HK$73,145
+HK$3,662/mo
Deposit HK$5.57M · loan HK$12.99M · min. income ≈ HK$138,966/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$696,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,186
−HK$4,777/mo
▼ 0.25% · 3.875%
HK$78,556
−HK$2,407/mo
Today · 4.125%
HK$80,963
baseline
▲ 0.50% · 4.625%
HK$85,890
+HK$4,927/mo
Deposit HK$1.86M · loan HK$16.71M · min. income ≈ HK$161,926/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$696,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,756
−HK$4,579/mo
▼ 0.25% · 3.875%
HK$87,029
−HK$2,306/mo
Today · 4.125%
HK$89,335
baseline
▲ 0.50% · 4.625%
HK$94,044
+HK$4,709/mo
Deposit HK$1.86M · loan HK$16.71M · min. income ≈ HK$178,670/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$696,064 · Scale 2, in force from 26 Feb 2026)