LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,326
−HK$2,655/mo
▼ 0.25% · 3.875%
HK$43,643
−HK$1,338/mo
Today · 4.125%
HK$44,981
baseline
▲ 0.50% · 4.625%
HK$47,718
+HK$2,737/mo
Deposit HK$9.28M · loan HK$9.28M · min. income ≈ HK$89,962/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$696,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,088
−HK$2,544/mo
▼ 0.25% · 3.875%
HK$48,351
−HK$1,281/mo
Today · 4.125%
HK$49,632
baseline
▲ 0.50% · 4.625%
HK$52,248
+HK$2,616/mo
Deposit HK$9.28M · loan HK$9.28M · min. income ≈ HK$99,264/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$696,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,792
−HK$3,185/mo
▼ 0.25% · 3.875%
HK$52,372
−HK$1,605/mo
Today · 4.125%
HK$53,977
baseline
▲ 0.50% · 4.625%
HK$57,261
+HK$3,284/mo
Deposit HK$7.42M · loan HK$11.14M · min. income ≈ HK$107,954/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$696,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,505
−HK$3,053/mo
▼ 0.25% · 3.875%
HK$58,021
−HK$1,537/mo
Today · 4.125%
HK$59,558
baseline
▲ 0.50% · 4.625%
HK$62,698
+HK$3,140/mo
Deposit HK$7.42M · loan HK$11.14M · min. income ≈ HK$119,116/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$696,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,257
−HK$3,716/mo
▼ 0.25% · 3.875%
HK$61,100
−HK$1,873/mo
Today · 4.125%
HK$62,973
baseline
▲ 0.50% · 4.625%
HK$66,805
+HK$3,832/mo
Deposit HK$5.57M · loan HK$12.99M · min. income ≈ HK$125,946/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$696,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,923
−HK$3,562/mo
▼ 0.25% · 3.875%
HK$67,691
−HK$1,794/mo
Today · 4.125%
HK$69,485
baseline
▲ 0.50% · 4.625%
HK$73,147
+HK$3,662/mo
Deposit HK$5.57M · loan HK$12.99M · min. income ≈ HK$138,970/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$696,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,188
−HK$4,777/mo
▼ 0.25% · 3.875%
HK$78,558
−HK$2,407/mo
Today · 4.125%
HK$80,965
baseline
▲ 0.50% · 4.625%
HK$85,892
+HK$4,927/mo
Deposit HK$1.86M · loan HK$16.71M · min. income ≈ HK$161,930/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$696,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,758
−HK$4,579/mo
▼ 0.25% · 3.875%
HK$87,031
−HK$2,306/mo
Today · 4.125%
HK$89,337
baseline
▲ 0.50% · 4.625%
HK$94,046
+HK$4,709/mo
Deposit HK$1.86M · loan HK$16.71M · min. income ≈ HK$178,674/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$696,081 · Scale 2, in force from 26 Feb 2026)