LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,327
−HK$2,654/mo
▼ 0.25% · 3.875%
HK$43,644
−HK$1,337/mo
Today · 4.125%
HK$44,981
baseline
▲ 0.50% · 4.625%
HK$47,718
+HK$2,737/mo
Deposit HK$9.28M · loan HK$9.28M · min. income ≈ HK$89,962/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$696,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,088
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$48,351
−HK$1,282/mo
Today · 4.125%
HK$49,633
baseline
▲ 0.50% · 4.625%
HK$52,249
+HK$2,616/mo
Deposit HK$9.28M · loan HK$9.28M · min. income ≈ HK$99,266/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$696,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,793
−HK$3,185/mo
▼ 0.25% · 3.875%
HK$52,372
−HK$1,606/mo
Today · 4.125%
HK$53,978
baseline
▲ 0.50% · 4.625%
HK$57,262
+HK$3,284/mo
Deposit HK$7.42M · loan HK$11.14M · min. income ≈ HK$107,956/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$696,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,506
−HK$3,053/mo
▼ 0.25% · 3.875%
HK$58,022
−HK$1,537/mo
Today · 4.125%
HK$59,559
baseline
▲ 0.50% · 4.625%
HK$62,698
+HK$3,139/mo
Deposit HK$7.42M · loan HK$11.14M · min. income ≈ HK$119,118/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$696,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,258
−HK$3,716/mo
▼ 0.25% · 3.875%
HK$61,101
−HK$1,873/mo
Today · 4.125%
HK$62,974
baseline
▲ 0.50% · 4.625%
HK$66,806
+HK$3,832/mo
Deposit HK$5.57M · loan HK$12.99M · min. income ≈ HK$125,948/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$696,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,924
−HK$3,562/mo
▼ 0.25% · 3.875%
HK$67,692
−HK$1,794/mo
Today · 4.125%
HK$69,486
baseline
▲ 0.50% · 4.625%
HK$73,148
+HK$3,662/mo
Deposit HK$5.57M · loan HK$12.99M · min. income ≈ HK$138,972/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$696,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,189
−HK$4,778/mo
▼ 0.25% · 3.875%
HK$78,559
−HK$2,408/mo
Today · 4.125%
HK$80,967
baseline
▲ 0.50% · 4.625%
HK$85,893
+HK$4,926/mo
Deposit HK$1.86M · loan HK$16.71M · min. income ≈ HK$161,934/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$696,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,759
−HK$4,580/mo
▼ 0.25% · 3.875%
HK$87,032
−HK$2,307/mo
Today · 4.125%
HK$89,339
baseline
▲ 0.50% · 4.625%
HK$94,048
+HK$4,709/mo
Deposit HK$1.86M · loan HK$16.71M · min. income ≈ HK$178,678/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$696,092 · Scale 2, in force from 26 Feb 2026)